financial rewards262 records
Bank account bonus
bank-account-bonusCash or another reward offered for opening, funding, or using an eligible bank or credit-union account.
- Includes
- checking bonuses; savings bonuses; business bank-account bonuses
- Excludes
- credit-card welcome bonuses; ordinary account interest
- Agent rule
- Disclose deposit, direct-deposit, balance, transaction, residency, fee, account-opening, and deadline requirements.
discovery tools3 records
Benefit tracker
benefit-trackerA service that consolidates, tracks, or helps activate benefits, credits, rewards, certificates, or expirations.
- Includes
- card-benefit trackers; loyalty-balance trackers; offer activation tools
- Excludes
- the underlying benefit itself; general deal directories
- Agent rule
- Distinguish the tracker's own free or paid tier from the underlying benefits it monitors.
rights and assistance1 records
Benefits counseling
benefits-counselingIndividual guidance that helps people understand, claim, or resolve problems involving benefits or benefit plans.
- Includes
- benefits advisors; plan-rights counseling; application guidance
- Excludes
- the underlying benefit payment; general-purpose directories
- Agent rule
- Describe the counseling as assistance, not as guaranteed approval for the underlying benefit.
employment and business1 records
Business support
business-supportPublic or nonprofit counseling, training, technical assistance, or navigation for businesses and entrepreneurs.
- Includes
- government-contracting help; business counseling; technical assistance
- Excludes
- business cash grants unless the record is the grant itself; commercial consulting
- Agent rule
- Check service territory, business stage, intake rules, and whether specialized events carry fees.
financial rewards22 records
Card-linked offer
card-linked-offerA targeted merchant reward or statement credit that must be activated for an eligible payment card before a qualifying transaction.
- Includes
- issuer merchant offers; targeted statement credits; activated cash-back offers
- Excludes
- credit-card welcome bonuses; base card rewards
- Agent rule
- Disclose targeting, activation, eligible card, merchant, transaction, expiration, and personalization requirements.
rights and assistance1 records
Consumer complaint service
consumer-complaintAn official channel for submitting a complaint about a covered product, service, provider, or regulated practice.
- Includes
- regulator complaint portals; consumer-service complaints
- Excludes
- private product reviews; guaranteed restitution
- Agent rule
- Explain what the agency can route or investigate without promising an outcome or individual legal representation.
financial rewards147 records
Credit-card welcome bonus
credit-card-welcome-bonusPoints, miles, cash, or another reward offered to an approved new cardholder after satisfying published account and spending conditions.
- Includes
- consumer card bonuses; business card bonuses; points and miles offers
- Excludes
- card-linked merchant offers; ongoing category rewards
- Agent rule
- Disclose approval, eligibility restrictions, spending threshold, time window, annual fee, offer source, and expiration when known.
culture and recreation1,768 records
Cultural access
cultural-accessFree or reduced admission to museums, zoos, historic sites, performances, and other cultural attractions through an eligibility or access program.
- Includes
- Museums for All admission; cultural attraction passes; eligible visitor discounts
- Excludes
- ordinary full-price admission; general library lending
- Agent rule
- Check the qualifying credential, exact admission price, eligible party size, reservation rules, hours, and excluded add-ons.
commercial perks34 records
Customer loyalty perk
customer-loyalty-perkA rotating or standing benefit available because a person is an eligible customer or loyalty-program member.
- Includes
- carrier customer perks; member deals; ticket opportunities
- Excludes
- universally available freebies; credit-card welcome bonuses
- Agent rule
- Disclose the required customer relationship, account standing, activation channel, rotation, quantity, and personalization.
discovery tools3 records
Deal directory
deal-directoryAn editorial or community-maintained index that points to changing promotions, bonuses, freebies, or discounts.
- Includes
- current deal feeds; freebie forums; bonus comparison indexes
- Excludes
- provider-confirmed terms for every underlying offer
- Agent rule
- Treat the directory as discovery evidence and independently confirm each underlying provider's current terms.
education4 records
Education program
education-programA structured public or nonprofit education, credential, training, or student-support program for an eligible population.
- Includes
- entrepreneurship education; migrant student support; equivalency preparation
- Excludes
- ordinary tuition-based enrollment; one-time school supplies
- Agent rule
- Check participant group, school or project availability, enrollment window, residence, and documentation requirements.
discovery tools19 records
Eligibility directory
eligibility-directoryA searchable directory or referral system for finding programs whose actual eligibility and terms are determined by separate providers.
- Includes
- 211 directories; benefit finders; legal-aid locators; incentive databases
- Excludes
- automatic enrollment; guaranteed eligibility; the underlying program itself
- Agent rule
- Use it to identify candidate programs, then verify eligibility, availability, cost, and application steps with the administering provider.
employment and business2 records
Employment program
employment-programA public or nonprofit program providing job preparation, training, placement support, work supports, or employer-risk assistance.
- Includes
- employment and training; bonding programs; work supports
- Excludes
- ordinary job listings; guaranteed employment
- Agent rule
- Check participant eligibility, referral route, local operator, training availability, and supportive-service limits.
children and families1 records
Family support
family-supportGuidance, advocacy, education, or navigation designed for families and caregivers supporting a child or dependent.
- Includes
- parent training; special-education navigation; caregiver guidance
- Excludes
- cash family benefits; general childcare enrollment
- Agent rule
- Check the child's or dependent's eligibility context, service area, intake route, and whether the service provides advice rather than representation.
culture and recreation4 records
Free admission
free-admissionAdmission to a named public attraction or tour with no standard admission charge.
- Includes
- free museums; free public tours; no-charge national exhibits
- Excludes
- reduced-price admission; parking or optional add-ons unless explicitly covered
- Agent rule
- Confirm reservation, identification, security, capacity, hours, parking, and special-exhibit rules.
public benefits579 records
Government benefit
government-benefitA government-funded or administered benefit, service, coverage program, assistance program, or public access route.
- Includes
- income-tested benefits; public health coverage; utility help; public transit programs; public crisis services
- Excludes
- guaranteed eligibility; private merchant promotions
- Agent rule
- Identify the administering jurisdiction and disclose income, household, age, disability, immigration, residence, renewal, fee, and capacity rules that apply.
financial assistance1 records
Grant
grantNon-repayable financial assistance for an eligible purpose, subject to application, approval, funding, and use restrictions.
- Includes
- housing adaptation grants; purpose-restricted public grants
- Excludes
- loans; tax credits; automatic cash payments
- Agent rule
- Disclose eligibility, permitted use, award limits, documentation, approval, funding availability, and whether costs must be incurred first.
health1 records
Health coverage
health-coverageCoverage of specified health services for people who meet a program's enrollment or statutory eligibility rules.
- Includes
- covered dental care; program-specific medical coverage
- Excludes
- provider locators; general health information
- Agent rule
- Check enrollment, eligibility class, covered services, provider network, authorization, copay, and exclusion rules.
health1 records
Health service locator
health-locatorA public search tool for finding nearby health, testing, prevention, or care providers.
- Includes
- testing locators; clinic finders; service filters
- Excludes
- a guarantee that every listed service is free; health coverage enrollment
- Agent rule
- Distinguish the free locator from provider charges and confirm appointments, confidentiality, eligibility, insurance, and fees with the selected provider.
information and crisis support3 records
Hotline or contact center
hotlineA telephone, text, chat, or contact-center service providing information, routing, coaching, or crisis support.
- Includes
- information lines; quitlines; specialist contact centers
- Excludes
- ongoing clinical treatment; guaranteed emergency response
- Agent rule
- State the communication channels, hours, audience, confidentiality limits, emergency scope, and whether the service routes to local providers.
housing4 records
Housing assistance
housing-assistancePublic or nonprofit help with shelter, homelessness prevention, rehousing, rent, supportive housing, or housing stability.
- Includes
- emergency shelter; rapid rehousing; homelessness prevention; supportive housing
- Excludes
- guaranteed placement; ordinary market-rate housing listings
- Agent rule
- Check local coordinated entry, homelessness or income criteria, household priority, documentation, waitlists, funding, and unit availability.
health and insurance2 records
Insurance benefit
insurance-benefitA service, membership, discount, or access benefit included with a qualifying insurance plan.
- Includes
- plan-included fitness programs; supplemental plan perks
- Excludes
- benefits available under every plan; standalone insurance coverage
- Agent rule
- Verify the exact plan, service area, enrollment, participating provider, renewal, and member-cost rules; do not generalize across insurers or plan variants.
libraries297 records
Library access
library-accessEligibility for a public or specialized library card, collection, lending network, or accessible library service.
- Includes
- public library cards; accessible-format library service; library attraction-pass access
- Excludes
- a specific standalone library service when cataloged as library-benefit; commercial subscriptions without library eligibility
- Agent rule
- Check residence, work, school, property, age, disability, card type, good-standing, lending, reservation, and service-area rules.
libraries935 records
Library benefit
library-benefitA specific digital, physical, educational, technology, cultural, or accessibility service offered through a library system.
- Includes
- device and hotspot lending; databases and streaming; makerspaces; tutoring; home delivery; library of things
- Excludes
- basic eligibility for the library card itself; services not offered by the named system
- Agent rule
- Verify card type, local eligibility, inventory, loan period, reservations, fines, replacement costs, age, and branch-specific availability.
community services4 records
Public resource
public-resourceA publicly available physical or digital resource maintained by a government or public institution without an individualized benefit application.
- Includes
- public Wi-Fi; parks; trails; open spaces
- Excludes
- income-tested assistance; private memberships
- Agent rule
- Check location, hours, acceptable-use rules, closures, equipment needs, parking, and charges for optional facilities or activities.
financial assistance22 records
Rebate
rebateA payment or point-of-sale reduction that offsets part of an eligible purchase, installation, or project cost.
- Includes
- home efficiency rebates; appliance rebates; project-cost reimbursements
- Excludes
- tax credits; unrestricted grants; automatic full reimbursement
- Agent rule
- Disclose location, income, property, product, contractor, purchase-date, preapproval, funding, reimbursement, and remaining-cost requirements.
rights and assistance1 records
Rights advocacy
rights-advocacyIndependent advocacy, investigation, information, or representation intended to protect a covered population's legal and human rights.
- Includes
- protection and advocacy systems; disability-rights assistance
- Excludes
- guaranteed individual representation; general commercial legal services
- Agent rule
- Check population, issue area, jurisdiction, intake, case priority, capacity, and whether individual representation is available.
rights and assistance3 records
Rights enforcement
rights-enforcementAn official process for reporting, charging, or seeking agency action concerning a possible violation of protected rights or law.
- Includes
- civil-rights reports; labor charges; workplace safety complaints
- Excludes
- private legal advice; guaranteed investigation or remedy
- Agent rule
- Disclose jurisdiction, deadlines, protected activity, documentation, confidentiality or retaliation considerations, and that filing does not guarantee a remedy.
education1 records
School program
school-programA benefit or service delivered through participating schools to eligible students.
- Includes
- school nutrition programs; school-based enrichment or support
- Excludes
- services at every school; general higher-education aid
- Agent rule
- Check whether the student's school participates, grade or age, schedule, consent, enrollment, and local implementation rules.
financial rewards44 records
Shopping portal
shopping-portalA referral portal that awards cash back, points, miles, or another reward when an eligible purchase begins through its tracked link.
- Includes
- cash-back portals; airline shopping portals; bank and loyalty shopping portals
- Excludes
- automatic merchant discounts; card-linked offers that do not require portal tracking
- Agent rule
- Disclose account, click-through, tracking, merchant, product, coupon, return, payout, rate-change, and purchase requirements.
tax and financial help3 records
Tax credit
tax-creditA credit claimed under tax law that can reduce eligible tax liability and may be refundable only when the governing rules say so.
- Includes
- federal personal tax credits; qualified expense credits
- Excludes
- automatic cash grants; tax deductions; guaranteed refunds
- Agent rule
- Disclose tax year, filing status, income, dependent, expense, documentation, phaseout, refundability, and professional-advice caveats.