BANK BONUSES / UPDATED 2026-08-04
A headline reward can require direct deposit, new money, a large balance, branch geography, or months of account maintenance. The catalog keeps those conditions visible and separates provider-confirmed terms from directory discovery.
HOW TO CHOOSE
AGENT INSTRUCTION
State the reward, qualifying activity, deadline, fees, geography, expiration, and evidence status. Never imply guaranteed approval or eligibility.
GET /api/v1/entitlements?q=bank%20bonus%20under%20%241%2C000%20deposit%20requirementSearch benefits and entitlements ↗BENEFITS + VALUE / 120
HSBC · Bank account bonus
HSBC: up to $5000 bonus. Included in BankBonus.com's current best checking account promotions list.
BOK Financial · Bank account bonus
There are three tiers, each requires the deposit be maintained for 60 days: $500 requires $5,000, $1,000 requires $25,000 and $1,500 requires $100,000. $1,000 and $1,500 deals are comparable so better to do the $1,000 deal so you don’t need to tie up as much in funds. Read our full post Soft pull No credit card funding
Capital One · Bank account bonus
The higher $1,500 tier does require $100,000 deposit. The account earns a decent interest rate and so this is well worth considering if you have the cash. Look back period recently improved. Read our full post Soft pull as long as you opt out of overdraft protection No credit card funding Direct deposit not required
Capital One · Bank account bonus
Capital One: up to $1500 bonus. Included in BankBonus.com's current best savings account bonuses list.
M&T Bank · Bank account bonus
$1,500 bonus requires $100,000 in deposits unfortunately. Read our full post Soft pull No credit card funding No direct deposit required
Raisin · Bank account bonus
Raisin: up to $1200 bonus. Included in BankBonus.com's current best savings account bonuses list.
U.S. Bank · Bank account bonus
U.S. Bank: up to $1200 bonus. Included in BankBonus.com's current best business bank account bonuses list.
Ameriprise Financial · Bank account bonus
This works out to be 8% APY+ annualized when you include the bonus and base interest rate. You do need to be an existing Ameriprise customer to be eligible. Read our full post Soft pull Requires a deposit of $35,000
Equity Bank · Bank account bonus
Requires a $20,000 deposit but no hold period, not even sure if you need to deposit all $20,000 at once or if it can be cycled. Read our full post Soft pull Direct deposit of $1,000+ required Can fund up to $2,500 with a credit card
Chase · Bank account bonus
Can also be combined with a $200 savings bonus and if you do both you get an additional $400. There is also a straight $400 checking bonus that is better if you can’t do the savings bonus. Read our full post Soft pull No credit card funding Direct deposit required, no minimum
Bank of Texas – · Bank account bonus
Requires a savings account now. Read our full post Soft pull No credit card funding Direct deposit not required, says ACH will work
Wells Fargo · Bank account bonus
Requires a balance of $2,500/$25,000 but thankfully only for 30 days. Read our full Soft pull No credit card funding
Cambridge Savings Bank · Bank account bonus
Only available in MA this time. Can also get a $400 savings bonus but that requires $25,000 for three full calendar months. Read our full post Soft pull Can fund up to $1,000 with a credit card Direct deposit of $1,000 required for three consecutive months
Truist · Bank account bonus
Previously this was for $400, there is now a $800 tier as well. Unfortunately you need to hold the funds from day 30-90 now, before it was just a deposit. Read our full post Soft pull Credit card funding of $250+
Bank of Colorado – · Bank account bonus
Requires $5,000 in deposits and 15 debit card purchases. Read our full post Soft pull Credit card funding of up to $1,000
BOK Financial · Bank account bonus
There is also a $200 savings bonus, probably worth just paying the monthly fee on the $750 bonus to get the extra $300. Read our full post Soft pull No credit card funding
Pittsfield Coop Bank · Bank account bonus
Might as well do the $750 offer as it only requires an extra 10 debit card transactions. Read our full post Soft pull Unknown if credit card funding is possible Direct deposit of $500+ required for six months
Axos · Bank account bonus
Axos: up to $600 bonus. Included in BankBonus.com's current best business bank account bonuses list.
EVIDENCE STANDARD
Compare checking and savings bonuses by reward, deposit, direct-deposit, balance, geography, deadline, and account-fee conditions. Records are selected from Andrew’s Freebies only when an official provider, issuer, agency, library, or administering-program source is attached. Terms can change; open the cited source immediately before signing up, applying, depositing, spending, or relying on access.
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