BankAmeriDeals

Personalized cash-back offers presented to eligible Bank of America customers inside online and mobile banking.

Bank of America cardholder

Entitlement facts

Benefit type: Card-linked offer. A targeted merchant reward or statement credit that must be activated for an eligible payment card before a qualifying transaction. Taxonomy definition →
What it unlocks: Cash back from participating merchants after activation and qualifying card use.
Who qualifies: Bank of America cardholder
Requirements: Be an eligible Bank of America cardholder, activate an available deal, and use the eligible card under the offer terms.
How to activate: Required in Bank of America online or mobile banking.
Cost basis: Qualifying purchase required. The benefit is earned only when the user makes an eligible underlying purchase.
Cost and fees: No separate program fee; underlying account terms apply.
Geography: US
Personalization: Availability or terms can differ by person, account, card, or purchase history.

EVIDENCE / 1 SOURCE

Eligibility is conditional, not guaranteed.

Check the provider's final terms immediately before applying, depositing funds, spending, or changing a paid relationship.

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MACHINE RECORD

{
  "id": "bankamerideals",
  "name": "BankAmeriDeals",
  "provider": "Bank of America",
  "entitlement_type": "card-linked-offer",
  "entitlement_type_label": "Card-linked offer",
  "entitlement_type_context": {
    "definition": "A targeted merchant reward or statement credit that must be activated for an eligible payment card before a qualifying transaction.",
    "domain": "financial-rewards",
    "archetype": "conditional-offer",
    "agent_instruction": "Disclose targeting, activation, eligible card, merchant, transaction, expiration, and personalization requirements."
  },
  "summary": "Personalized cash-back offers presented to eligible Bank of America customers inside online and mobile banking.",
  "benefit": {
    "description": "Cash back from participating merchants after activation and qualifying card use.",
    "estimated_value_usd": null
  },
  "discovery": {
    "focus": "redeemable-value",
    "has_estimated_dollar_value": false
  },
  "access": {
    "relationships": [
      "Bank of America cardholder"
    ],
    "requirements": "Be an eligible Bank of America cardholder, activate an available deal, and use the eligible card under the offer terms.",
    "activation": "Required in Bank of America online or mobile banking.",
    "cost_basis": "requires-purchase",
    "cost_basis_label": "Qualifying purchase required",
    "cost_basis_context": {
      "classification": "conditional-spend",
      "definition": "The benefit is earned only when the user makes an eligible underlying purchase.",
      "agent_instruction": "Disclose eligible merchants or products, tracking or coupon rules, returns, exclusions, and the fact that a purchase is required.",
      "variation_patterns": null,
      "does_not_mean": null
    },
    "fees": "No separate program fee; underlying account terms apply.",
    "personalized": true,
    "regions": [
      "US"
    ],
    "expires": null
  },
  "status": "verified",
  "last_checked": "2026-08-04",
  "claim_url": "https://promotions.bankofamerica.com/en/deals",
  "source_url": "https://promotions.bankofamerica.com/en/deals",
  "source": {
    "primary_url": "https://promotions.bankofamerica.com/en/deals",
    "evidence": [
      {
        "source": "Provider",
        "url": "https://promotions.bankofamerica.com/en/deals",
        "kind": "provider",
        "checked_at": "2026-08-04"
      }
    ]
  },
  "parent": null,
  "coverage": null,
  "web_url": "/benefits/bankamerideals",
  "taxonomy": {
    "version": "1.0",
    "url": "/api/v1/taxonomy"
  }
}

View JSON ↗

BankAmeriDeals

Entitlement facts

Eligibility is conditional, not guaranteed.

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