Municipal Credit Union $150–$350 Everyday Hero Checking Bonus — NY
Eligible new Everyday Hero Checking customers can earn $150, $250, or $350 based on qualifying direct deposits received during the first 90 days.
Eligible new MCU member or existing MCU member without Everyday Hero Checking and without a checking bonus in the past 24 months
Entitlement facts
Benefit type
Bank account bonus. Cash or another reward offered for opening, funding, or using an eligible bank or credit-union account. Taxonomy definition →
What it unlocks
$150 to $350 checking account bonus
Who qualifies
Eligible new MCU member or existing MCU member without Everyday Hero Checking and without a checking bonus in the past 24 months
Requirements
Open Everyday Hero Checking by December 31, 2026 and receive at least three qualifying direct deposits during the first 90 days, with at least one every 30 days. Total qualifying deposits of $1,000, $2,000, or $3,000 earn $150, $250, or $350.
How to activate
Open through the eligible offer path and complete every published requirement before its deadline.
Cost basis
Deposit or balance activity required. The benefit requires opening, funding, maintaining, or using an account through deposits, direct deposit, balances, or qualifying transactions. Deposited principal is not necessarily a fee, but funds may be tied up and account charges may apply.
Cost and fees
Account fees and waiver conditions vary; confirm the official fee schedule.
Geography
US, New York City-area MCU membership eligibility
Personalization
Published eligibility is not described as individually targeted.
EVIDENCE / 1 SOURCE
Eligibility is conditional, not guaranteed.
Check the provider's final terms immediately before applying, depositing funds, spending, or changing a paid relationship.
Latest audit: The latest official-source audit confirmed every normalized term it tested.
A person who qualifies for 1st Advantage membership and does not currently have a 1st Advantage checking account can earn $200 by opening Premier, Preferred, or Free Advantage Checking with promo code CHECKING200, enrolling in eStatements, establishing a monthly recurring direct deposit, and spending at least $200 with the new debit card within 60 days. The provider does not publish a minimum direct-deposit amount.