First Horizon Checking and Savings Bonus — Up to $700
Eligible new First Horizon consumer-checking customers can earn $450 by opening FirstView Checking by September 25, 2026 and receiving at least $2,000 in qualifying direct deposits within 90 days; opening Traditional Savings the same business day, adding $3,000 in external new money within 30 days, and maintaining it for 90 days adds $250.
Individual who resides in a state where First Horizon has a banking centerNew First Horizon consumer-checking client with no First Horizon consumer checking account within the past 24 monthsSame primary owner on checking and savings for the extra $250; one offer per customer
Entitlement facts
Benefit type
Bank account bonus. Cash or another reward offered for opening, funding, or using an eligible bank or credit-union account. Taxonomy definition →
What it unlocks
Up to $700: $450 for qualifying FirstView Checking plus $250 for a qualifying same-day Traditional Savings account
Who qualifies
Individual who resides in a state where First Horizon has a banking center; New First Horizon consumer-checking client with no First Horizon consumer checking account within the past 24 months; Same primary owner on checking and savings for the extra $250; one offer per customer
Requirements
Open FirstView Checking between August 3 and 9:00 p.m. Eastern on September 25, 2026 with at least $50 in external new funds. Receive at least $2,000 in recurring qualifying direct deposits of payroll, pension, or Social Security within 90 days; person-to-person, bank, other electronic money transfers, Zelle, and internet-payment-service deposits do not qualify. Keep checking open at least 90 days and open, active, positive through payment. For the extra $250, open Traditional Savings with the same primary owner on the same business day, fund it with at least $50, deposit at least $3,000 directly from outside First Horizon within 30 days, and maintain a daily collected balance of at least $3,000 for 90 days; routing the funds through First Horizon checking does not count.
How to activate
Open from the official offer page, or request and use a promotion code by phone or in a banking center. Complete the checking direct-deposit requirement within 90 days and, for the extra $250, open and fund Traditional Savings on the required timeline. Each earned bonus is scheduled within 15 business days after its requirements are met.
Cost basis
Deposit or balance activity required. The benefit requires opening, funding, maintaining, or using an account through deposits, direct deposit, balances, or qualifying transactions. Deposited principal is not necessarily a fee, but funds may be tied up and account charges may apply.
Cost and fees
$50 minimum opening deposit for each account. FirstView Checking has no monthly service charge with eStatement enrollment; Traditional Savings has a $5 quarterly service charge unless linked to FirstView Checking or the $250 minimum daily balance condition is met. Paper-statement and check-image fees can apply, and bonuses may be taxable.
Geography
US, States with a First Horizon banking center
Personalization
Published eligibility is not described as individually targeted.
EVIDENCE / 1 SOURCE
Eligibility is conditional, not guaranteed.
Check the provider's final terms immediately before applying, depositing funds, spending, or changing a paid relationship.
Latest audit: The latest official-source audit confirmed every normalized term it tested.
A person who qualifies for 1st Advantage membership and does not currently have a 1st Advantage checking account can earn $200 by opening Premier, Preferred, or Free Advantage Checking with promo code CHECKING200, enrolling in eStatements, establishing a monthly recurring direct deposit, and spending at least $200 with the new debit card within 60 days. The provider does not publish a minimum direct-deposit amount.