All benefits/Amex: 30,000 MR bonus points

ENTITLEMENT / BANKBONUS-INDEX-BEST-BUSINESS-BANK-ACCOUNT-BONUSES-AMEX-30-000-MR-BONUS-POINTS

Amex

Amex: 30,000 MR bonus points

Amex: 30,000 MR bonus points. Included in BankBonus.com's current best business bank account bonuses list.

Eligible new business banking customer

Entitlement facts

Benefit type: Bank account bonus. Cash or another reward offered for opening, funding, or using an eligible bank or credit-union account. Taxonomy definition →
What it unlocks: Amex: 30,000 MR bonus points
Who qualifies: Eligible new business banking customer
Requirements: Open a new business checking account. Within 20 days, deposit $5,000 into your account and maintain an average account balance of $5,000 for 60 days. Within 60 days, make 5 or more transactions (mobile deposits, and electronic/online transactions including ACH, Wire, and Bill Payments). Bonus will be deposited within 8-12 weeks after completing the requirements.
How to activate: Open through the eligible offer path and complete the published requirements.
Cost basis: Deposit or balance activity required. The benefit requires opening, funding, maintaining, or using an account through deposits, direct deposit, balances, or qualifying transactions. Deposited principal is not necessarily a fee, but funds may be tied up and account charges may apply.
Cost and fees: Underlying account fees and waiver conditions vary.
Geography: US, Offer-specific
Personalization: Published eligibility is not described as individually targeted.

EVIDENCE / 2 SOURCES

Eligibility is conditional, not guaranteed.

Check the provider's final terms immediately before applying, depositing funds, spending, or changing a paid relationship.

01BankBonus.comdirectory↗02Bank or credit-union offer pathprovider↗

MACHINE RECORD

{
  "id": "bankbonus-index-best-business-bank-account-bonuses-amex-30-000-mr-bonus-points",
  "name": "Amex: 30,000 MR bonus points",
  "provider": "Amex",
  "entitlement_type": "bank-account-bonus",
  "entitlement_type_label": "Bank account bonus",
  "entitlement_type_context": {
    "definition": "Cash or another reward offered for opening, funding, or using an eligible bank or credit-union account.",
    "domain": "financial-rewards",
    "archetype": "conditional-offer",
    "agent_instruction": "Disclose deposit, direct-deposit, balance, transaction, residency, fee, account-opening, and deadline requirements."
  },
  "summary": "Amex: 30,000 MR bonus points. Included in BankBonus.com's current best business bank account bonuses list.",
  "benefit": {
    "description": "Amex: 30,000 MR bonus points",
    "estimated_value_usd": null
  },
  "discovery": {
    "focus": "redeemable-value",
    "has_estimated_dollar_value": false
  },
  "access": {
    "relationships": [
      "Eligible new business banking customer"
    ],
    "requirements": "Open a new business checking account. Within 20 days, deposit $5,000 into your account and maintain an average account balance of $5,000 for 60 days. Within 60 days, make 5 or more transactions (mobile deposits, and electronic/online transactions including ACH, Wire, and Bill Payments). Bonus will be deposited within 8-12 weeks after completing the requirements.",
    "activation": "Open through the eligible offer path and complete the published requirements.",
    "cost_basis": "requires-deposit",
    "cost_basis_label": "Deposit or balance activity required",
    "cost_basis_context": {
      "classification": "conditional-funding",
      "definition": "The benefit requires opening, funding, maintaining, or using an account through deposits, direct deposit, balances, or qualifying transactions. Deposited principal is not necessarily a fee, but funds may be tied up and account charges may apply.",
      "agent_instruction": "Disclose opening deposit, direct deposit, balance duration, transaction activity, account fees, closure rules, tax treatment, and deadline.",
      "variation_patterns": null,
      "does_not_mean": null
    },
    "fees": "Underlying account fees and waiver conditions vary.",
    "personalized": false,
    "regions": [
      "US",
      "Offer-specific"
    ],
    "expires": null
  },
  "status": "directory-listed",
  "last_checked": "2026-08-04",
  "claim_url": "https://www.americanexpress.com/en-us/business/checking/",
  "source_url": "https://bankbonus.com/#american-express-national-bank-business-checking-30000-points-bonus-offer",
  "source": {
    "primary_url": "https://bankbonus.com/#american-express-national-bank-business-checking-30000-points-bonus-offer",
    "evidence": [
      {
        "source": "BankBonus.com",
        "url": "https://bankbonus.com/#american-express-national-bank-business-checking-30000-points-bonus-offer",
        "kind": "directory",
        "checked_at": "2026-08-04"
      },
      {
        "source": "Bank or credit-union offer path",
        "url": "https://www.americanexpress.com/en-us/business/checking/",
        "kind": "provider",
        "checked_at": "2026-08-04"
      }
    ]
  },
  "parent": null,
  "coverage": null,
  "web_url": "/benefits/bankbonus-index-best-business-bank-account-bonuses-amex-30-000-mr-bonus-points",
  "taxonomy": {
    "version": "1.0",
    "url": "/api/v1/taxonomy"
  }
}

View JSON ↗

Amex: 30,000 MR bonus points

Entitlement facts

Eligibility is conditional, not guaranteed.

More conditional benefits.

1st Advantage Federal Credit Union – $200 – VA, NC

1st United Credit Union – $200 Business Checking Bonus – CA only

4Front Credit Union $400 – MI – Direct Deposit Not Required