Provident Bank – NJ, NY & PA – $300

Can be opened online now and it’s now a $300 bonus. Read our full post Soft pull Can fund up to $2,500 with a credit card Two direct deposits of $500+ required

Eligible new banking customer

Entitlement facts

Benefit type: Bank account bonus. Cash or another reward offered for opening, funding, or using an eligible bank or credit-union account. Taxonomy definition →
What it unlocks: Provident Bank – NJ, NY & PA – $300
Who qualifies: Eligible new banking customer
Requirements: Can be opened online now and it’s now a $300 bonus. Read our full post Soft pull Can fund up to $2,500 with a credit card Two direct deposits of $500+ required
How to activate: Open through the eligible offer path and complete every published requirement before its deadline.
Cost basis: Deposit or balance activity required. The benefit requires opening, funding, maintaining, or using an account through deposits, direct deposit, balances, or qualifying transactions. Deposited principal is not necessarily a fee, but funds may be tied up and account charges may apply.
Cost and fees: Account fees and waiver conditions vary; confirm the official fee schedule.
Geography: US, Region-specific
Personalization: Published eligibility is not described as individually targeted.

EVIDENCE / 3 SOURCES

Eligibility is conditional, not guaranteed.

Check the provider's final terms immediately before applying, depositing funds, spending, or changing a paid relationship.

01Doctor of Credit — bank bonusesdirectory↗02Doctor of Credit offer detaildirectory↗03Bank or credit-union offer pathprovider↗

MACHINE RECORD

{
  "id": "bank-bonus-provident-bank-nj-ny-and-pa-300",
  "name": "Provident Bank – NJ, NY & PA – $300",
  "provider": "Provident Bank – NJ, NY & PA –",
  "entitlement_type": "bank-account-bonus",
  "entitlement_type_label": "Bank account bonus",
  "entitlement_type_context": {
    "definition": "Cash or another reward offered for opening, funding, or using an eligible bank or credit-union account.",
    "domain": "financial-rewards",
    "archetype": "conditional-offer",
    "agent_instruction": "Disclose deposit, direct-deposit, balance, transaction, residency, fee, account-opening, and deadline requirements."
  },
  "summary": "Can be opened online now and it’s now a $300 bonus. Read our full post Soft pull Can fund up to $2,500 with a credit card Two direct deposits of $500+ required",
  "benefit": {
    "description": "Provident Bank – NJ, NY & PA – $300",
    "estimated_value_usd": 300
  },
  "discovery": {
    "focus": "redeemable-value",
    "has_estimated_dollar_value": true
  },
  "access": {
    "relationships": [
      "Eligible new banking customer"
    ],
    "requirements": "Can be opened online now and it’s now a $300 bonus. Read our full post Soft pull Can fund up to $2,500 with a credit card Two direct deposits of $500+ required",
    "activation": "Open through the eligible offer path and complete every published requirement before its deadline.",
    "cost_basis": "requires-deposit",
    "cost_basis_label": "Deposit or balance activity required",
    "cost_basis_context": {
      "classification": "conditional-funding",
      "definition": "The benefit requires opening, funding, maintaining, or using an account through deposits, direct deposit, balances, or qualifying transactions. Deposited principal is not necessarily a fee, but funds may be tied up and account charges may apply.",
      "agent_instruction": "Disclose opening deposit, direct deposit, balance duration, transaction activity, account fees, closure rules, tax treatment, and deadline.",
      "variation_patterns": null,
      "does_not_mean": null
    },
    "fees": "Account fees and waiver conditions vary; confirm the official fee schedule.",
    "personalized": false,
    "regions": [
      "US",
      "Region-specific"
    ],
    "expires": null
  },
  "status": "directory-listed",
  "last_checked": "2026-08-04",
  "claim_url": "https://www.provident.bank/basic-offer",
  "source_url": "https://www.doctorofcredit.com/nj-pa-only-provident-bank-250-checking-bonus-10-7-10-12/",
  "source": {
    "primary_url": "https://www.doctorofcredit.com/nj-pa-only-provident-bank-250-checking-bonus-10-7-10-12/",
    "evidence": [
      {
        "source": "Doctor of Credit — bank bonuses",
        "url": "https://www.doctorofcredit.com/best-bank-account-bonuses/",
        "kind": "directory",
        "checked_at": "2026-08-04"
      },
      {
        "source": "Doctor of Credit offer detail",
        "url": "https://www.doctorofcredit.com/nj-pa-only-provident-bank-250-checking-bonus-10-7-10-12/",
        "kind": "directory",
        "checked_at": "2026-08-04"
      },
      {
        "source": "Bank or credit-union offer path",
        "url": "https://www.provident.bank/basic-offer",
        "kind": "provider",
        "checked_at": "2026-08-04"
      }
    ]
  },
  "parent": null,
  "coverage": null,
  "web_url": "/benefits/bank-bonus-provident-bank-nj-ny-and-pa-300",
  "taxonomy": {
    "version": "1.0",
    "url": "/api/v1/taxonomy"
  }
}

View JSON ↗

Provident Bank – NJ, NY & PA – $300

Entitlement facts

Eligibility is conditional, not guaranteed.

More conditional benefits.

1st Advantage Federal Credit Union – $200 – VA, NC

1st United Credit Union – $200 Business Checking Bonus – CA only

4Front Credit Union $400 – MI – Direct Deposit Not Required