All benefits/BMO Harris $400-$1,000 – AZ, CA, CO, FL, IA, IL, IN, MN, NM, NV, OR, UT, WA, WI

ENTITLEMENT / BANK-BONUS-BMO-HARRIS-400-1-000-AZ-CA-CO-FL-IA-IL-IN-MN-NM-NV-OR-UT-WA-WI

BMO Harris

BMO Harris $400-$1,000 – AZ, CA, CO, FL, IA, IL, IN, MN, NM, NV, OR, UT, WA, WI

Quite a high deposit requirement but still worth doing. Read our full post Soft pull Cannot fund with a credit card Requires a direct deposit of $4,000 – $7,500

Eligible new banking customer

Entitlement facts

Benefit type: Bank account bonus. Cash or another reward offered for opening, funding, or using an eligible bank or credit-union account. Taxonomy definition →
What it unlocks: BMO Harris $400-$1,000 – AZ, CA, CO, FL, IA, IL, IN, MN, NM, NV, OR, UT, WA, WI
Who qualifies: Eligible new banking customer
Requirements: Quite a high deposit requirement but still worth doing. Read our full post Soft pull Cannot fund with a credit card Requires a direct deposit of $4,000 – $7,500
How to activate: Open through the eligible offer path and complete every published requirement before its deadline.
Cost basis: Deposit or balance activity required. The benefit requires opening, funding, maintaining, or using an account through deposits, direct deposit, balances, or qualifying transactions. Deposited principal is not necessarily a fee, but funds may be tied up and account charges may apply.
Cost and fees: Account fees and waiver conditions vary; confirm the official fee schedule.
Geography: US, Region-specific
Personalization: Published eligibility is not described as individually targeted.

EVIDENCE / 3 SOURCES

Eligibility is conditional, not guaranteed.

Check the provider's final terms immediately before applying, depositing funds, spending, or changing a paid relationship.

01Doctor of Credit — bank bonusesdirectory↗02Doctor of Credit offer detaildirectory↗03Bank or credit-union offer pathprovider↗

MACHINE RECORD

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  "status": "directory-listed",
  "last_checked": "2026-08-04",
  "claim_url": "https://www.bmoharris.com/main/business-banking/bank-accounts/bb-checking-offer/",
  "source_url": "https://www.doctorofcredit.com/az-fl-il-ks-mo-mn-wi-bmo-harris-200-500-business-checking-bonus/",
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View JSON ↗

BMO Harris $400-$1,000 – AZ, CA, CO, FL, IA, IL, IN, MN, NM, NV, OR, UT, WA, WI

Entitlement facts

Eligibility is conditional, not guaranteed.

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