Centers for Medicare & Medicaid Services and state Medicaid agencies
Medicare Savings Programs
Four state-administered Medicare Savings Programs help qualifying people with limited income and resources pay Medicare Part A or Part B premiums and, for some groups, deductibles, coinsurance, and copayments.
Medicare beneficiary eligible for a state Medicare Savings Program
Entitlement facts
Benefit type
Government benefit. A government-funded or administered benefit, service, coverage program, assistance program, or public access route. Taxonomy definition →
What it unlocks
Payment of eligible Medicare premiums and, depending on the program, other Medicare cost sharing; qualifying also triggers Part D Extra Help.
Who qualifies
Medicare beneficiary eligible for a state Medicare Savings Program
Requirements
The applicant must have or qualify for the Medicare parts required by the specific program and meet the state's current income, resource, residence, and Medicaid-administration rules. States may use more generous rules than the federal baseline, and Qualifying Individual funding is first come, first served each year.
How to activate
Review the current Medicare program descriptions and contact the state Medicaid office to apply for QMB, SLMB, QI, or QDWI assistance.
Cost basis
No-cost access. The core benefit has no required payment, purchase, deposit, paid membership, or pre-existing paid-product relationship under the captured terms.
Cost and fees
There is no fee to apply. Approved programs reduce specified Medicare costs but do not necessarily eliminate every premium, copayment, drug cost, or noncovered service charge.
Geography
US, State-administered programs
Personalization
Published eligibility is not described as individually targeted.
EVIDENCE / 1 SOURCE
Eligibility is conditional, not guaranteed.
Check the provider's final terms immediately before applying, depositing funds, spending, or changing a paid relationship.
Local federally funded community learning centers provide before-school, after-school, weekend, and summer academic enrichment, youth development, and family education, particularly for students at high-poverty and low-performing schools.
Condition
Variable by provider or eligibility
Personalized
No
002Verified
SU
Substance Abuse and Mental Health Services Administration · Government benefit
Free, confidential crisis support by call, text, or chat for people in suicidal, mental-health, or substance-use crisis and for people worried about someone else.
Condition
No-cost access
Personalized
No
003Verified
CI
City of Albuquerque Transit Department · Government benefit