Entitlement facts Benefit type Credit-card welcome bonus. Points, miles, cash, or another reward offered to an approved new cardholder after satisfying published account and spending conditions. Taxonomy definition →
What it unlocks Sign-up bonus: 300,000 Membership Rewards (MR) Points.
Who qualifies Approved new business cardmember
Requirements Spending requirement: $20,000 in 3 months. annual fee, NOT waived for the first year.
How to activate Apply through an eligible offer and complete the published spending requirement within the stated period.
Cost basis Spending threshold required. The benefit requires a specified amount or pattern of eligible spending, commonly within a defined period.
Cost and fees $895 annual fee, NOT waived for the first year.
Geography US
Personalization Published eligibility is not described as individually targeted. EVIDENCE / 3 SOURCES
Eligibility is conditional, not guaranteed. Check the provider's final terms immediately before applying, depositing funds, spending, or changing a paid relationship.
MACHINE RECORD
{
"id": "card-bonus-usccg-amex-business-platinum",
"name": "AmEx Business Platinum 300k Offer",
"provider": "AmEx Business Platinum",
"entitlement_type": "credit-card-welcome-bonus",
"entitlement_type_label": "Credit-card welcome bonus",
"entitlement_type_context": {
"definition": "Points, miles, cash, or another reward offered to an approved new cardholder after satisfying published account and spending conditions.",
"domain": "financial-rewards",
"archetype": "conditional-offer",
"agent_instruction": "Disclose approval, eligibility restrictions, spending threshold, time window, annual fee, offer source, and expiration when known."
},
"summary": "The first year value is about $4,405. Sign-up bonus: 300,000 Membership Rewards (MR) Points. Spending requirement: $20,000 in 3 months. The points are worth about 1.6 cents/point. You can get $500 (estimated value) of various credits once in the first year. $895 annual fee, NOT waived for the first year.",
"benefit": {
"description": "Sign-up bonus: 300,000 Membership Rewards (MR) Points.",
"estimated_value_usd": 4405
},
"discovery": {
"focus": "redeemable-value",
"has_estimated_dollar_value": true
},
"access": {
"relationships": [
"Approved new business cardmember"
],
"requirements": "Spending requirement: $20,000 in 3 months. annual fee, NOT waived for the first year.",
"activation": "Apply through an eligible offer and complete the published spending requirement within the stated period.",
"cost_basis": "requires-spend",
"cost_basis_label": "Spending threshold required",
"cost_basis_context": {
"classification": "conditional-spend",
"definition": "The benefit requires a specified amount or pattern of eligible spending, commonly within a defined period.",
"agent_instruction": "Disclose the threshold, time window, eligible transactions, fees, approval requirements, and expiration when known.",
"variation_patterns": null,
"does_not_mean": null
},
"fees": "$895 annual fee, NOT waived for the first year.",
"personalized": false,
"regions": [
"US"
],
"expires": null
},
"status": "directory-listed",
"last_checked": "2026-08-04",
"claim_url": "https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/american-express-business-platinum-credit-card-amex/",
"source_url": "https://www.uscreditcardguide.com/amex-business-platinum-card/",
"source": {
"primary_url": "https://www.uscreditcardguide.com/amex-business-platinum-card/",
"evidence": [
{
"source": "US Credit Card Guide",
"url": "https://www.uscreditcardguide.com/best-credit-card-sign-up-bonus/",
"kind": "directory",
"checked_at": "2026-08-04"
},
{
"source": "US Credit Card Guide card detail",
"url": "https://www.uscreditcardguide.com/amex-business-platinum-card/",
"kind": "directory",
"checked_at": "2026-08-04"
},
{
"source": "Issuer offer or application path",
"url": "https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/american-express-business-platinum-credit-card-amex/",
"kind": "provider",
"checked_at": "2026-08-04"
}
]
},
"parent": null,
"coverage": null,
"web_url": "/benefits/card-bonus-usccg-amex-business-platinum",
"taxonomy": {
"version": "1.0",
"url": "/api/v1/taxonomy"
}
} View JSON ↗