{"api_version":"1.5","catalog_updated":"2026-09-01","taxonomy_url":"/api/v1/taxonomy","query":"Bank of America cash back","filters":{"focus":"redeemable-value","kind":null,"cost_basis":null,"personalized":null,"status":null},"count":3,"returned":3,"offset":0,"next_offset":null,"items":[{"id":"card-bonus-doc-bank-of-america-business-ucr-ccr-tr-500-bonus","name":"Bank of America Business Cash / Travel $500 Welcome Offers","provider":"Bank of America Business UCR/CCR/TR","entitlement_type":"credit-card-welcome-bonus","entitlement_type_label":"Credit-card welcome bonus","entitlement_type_context":{"definition":"Points, miles, cash, or another reward offered to an approved new cardholder after satisfying published account and spending conditions.","domain":"financial-rewards","archetype":"conditional-offer","agent_instruction":"Disclose approval, eligibility restrictions, spending threshold, time window, annual fee, offer source, and expiration when known."},"summary":"Current online offers provide a $500 cash bonus on eligible Business Advantage cash-back cards or 50,000 points redeemable for a $500 travel or dining statement credit on Travel Rewards.","benefit":{"description":"$500 cash or 50,000 points redeemable for a $500 qualifying statement credit, depending on card","estimated_value_usd":500},"discovery":{"focus":"redeemable-value","has_estimated_dollar_value":true},"access":{"relationships":["Eligible new Bank of America business-card applicant"],"requirements":"Apply online through the official offer page and spend at least $5,000 in purchases within the first 90 days of account opening.","activation":"Apply through an eligible offer path, receive approval, and complete the required purchases in the stated period.","cost_basis":"requires-spend","cost_basis_label":"Spending threshold required","cost_basis_context":{"classification":"conditional-spend","definition":"The benefit requires a specified amount or pattern of eligible spending, commonly within a defined period.","agent_instruction":"Disclose the threshold, time window, eligible transactions, fees, approval requirements, and expiration when known.","variation_patterns":null,"does_not_mean":null},"fees":"The listed cash-back and Travel Rewards business cards have no annual fee; confirm current APR and other fees.","personalized":false,"regions":["US"],"expires":null},"status":"verified","last_checked":"2026-09-01","verification":{"checked_at":"2026-09-01T17:39:46.728Z","outcome":"confirmed-exact","evidence_quality":"provider","checked_url":"https://business.bankofamerica.com/en/credit-cards"},"verification_readiness":{"status":"audit-confirmed-exact","latest_outcome":"confirmed-exact","latest_checked_at":"2026-09-01T17:39:46.728Z","interpretation":"The latest official-source audit confirmed every normalized term it tested."},"claim_url":"https://business.bankofamerica.com/en/credit-cards","action_url":"https://andrewsfreebies.com/go/entitlement/card-bonus-doc-bank-of-america-business-ucr-ccr-tr-500-bonus?from=api","official_action":{"allowed":true,"status":"ready","reason":"The latest official-source audit confirmed every normalized term it tested."},"source_url":"https://business.bankofamerica.com/en/credit-cards","source":{"primary_url":"https://business.bankofamerica.com/en/credit-cards","evidence":[{"source":"Official issuer or co-brand offer terms","url":"https://business.bankofamerica.com/en/credit-cards","kind":"provider","checked_at":"2026-08-25"}]},"parent":null,"coverage":null,"web_url":"/benefits/card-bonus-doc-bank-of-america-business-ucr-ccr-tr-500-bonus","taxonomy":{"version":"1.0","url":"/api/v1/taxonomy"}},{"id":"card-bonus-doc-bank-of-america-personal-unlimited-cash-rewards-200-bonus-and-5-3-12","name":"Bank of America Personal Unlimited Cash Rewards $200 Bonus & .5% (3.12%)","provider":"Bank of America Personal Unlimited Cash Rewards","entitlement_type":"credit-card-welcome-bonus","entitlement_type_label":"Credit-card welcome bonus","entitlement_type_context":{"definition":"Points, miles, cash, or another reward offered to an approved new cardholder after satisfying published account and spending conditions.","domain":"financial-rewards","archetype":"conditional-offer","agent_instruction":"Disclose approval, eligibility restrictions, spending threshold, time window, annual fee, offer source, and expiration when known."},"summary":"No annual fee. $200 bonus requires $1,000 spend. They also have a bonus .5% cashback for the first year which makes it unlimited 2%, or unlimited 3.12% for those with the highest-tier BofA relationship status.","benefit":{"description":"Bank of America Personal Unlimited Cash Rewards $200 Bonus & .5% (3.12%)","estimated_value_usd":200},"discovery":{"focus":"redeemable-value","has_estimated_dollar_value":true},"access":{"relationships":["Approved new cardmember"],"requirements":"No annual fee. $200 bonus requires $1,000 spend. They also have a bonus .5% cashback for the first year which makes it unlimited 2%, or unlimited 3.12% for those with the highest-tier BofA relationship status.","activation":"Apply through an eligible offer path, receive approval, and complete the required purchases in the stated period.","cost_basis":"requires-spend","cost_basis_label":"Spending threshold required","cost_basis_context":{"classification":"conditional-spend","definition":"The benefit requires a specified amount or pattern of eligible spending, commonly within a defined period.","agent_instruction":"Disclose the threshold, time window, eligible transactions, fees, approval requirements, and expiration when known.","variation_patterns":null,"does_not_mean":null},"fees":"Annual fee and other card costs vary; confirm the issuer's pricing and terms.","personalized":false,"regions":["US"],"expires":null},"status":"directory-listed","last_checked":"2026-08-04","verification":null,"verification_readiness":{"status":"not-audited","latest_outcome":null,"latest_checked_at":null,"interpretation":"The catalog has supporting evidence, but no current automated audit result is attached. Verify the official source before action."},"claim_url":"https://www.bankofamerica.com/credit-cards/products/unlimited-cash-back-credit-card/","action_url":null,"official_action":{"allowed":false,"status":"withheld","reason":"The official action is withheld because this normalized record still relies on directory evidence. An audit can confirm only the fields it tested; first-party terms must be incorporated into the catalog before recommendation."},"source_url":"https://www.doctorofcredit.com/bank-of-america-unlimited-cash-rewards-card-200-signup-bonus-2-3-12-cashback-during-first-year/","source":{"primary_url":"https://www.doctorofcredit.com/bank-of-america-unlimited-cash-rewards-card-200-signup-bonus-2-3-12-cashback-during-first-year/","evidence":[{"source":"Doctor of Credit — credit-card bonuses","url":"https://www.doctorofcredit.com/best-current-credit-card-sign-bonuses/","kind":"directory","checked_at":"2026-08-04"},{"source":"Doctor of Credit card detail","url":"https://www.doctorofcredit.com/bank-of-america-unlimited-cash-rewards-card-200-signup-bonus-2-3-12-cashback-during-first-year/","kind":"directory","checked_at":"2026-08-04"},{"source":"Issuer offer or application path","url":"https://www.bankofamerica.com/credit-cards/products/unlimited-cash-back-credit-card/","kind":"provider","checked_at":"2026-08-04"}]},"parent":null,"coverage":null,"web_url":"/benefits/card-bonus-doc-bank-of-america-personal-unlimited-cash-rewards-200-bonus-and-5-3-12","taxonomy":{"version":"1.0","url":"/api/v1/taxonomy"}},{"id":"bankamerideals","name":"BankAmeriDeals","provider":"Bank of America","entitlement_type":"card-linked-offer","entitlement_type_label":"Card-linked offer","entitlement_type_context":{"definition":"A targeted merchant reward or statement credit that must be activated for an eligible payment card before a qualifying transaction.","domain":"financial-rewards","archetype":"conditional-offer","agent_instruction":"Disclose targeting, activation, eligible card, merchant, transaction, expiration, and personalization requirements."},"summary":"Personalized cash-back offers presented to eligible Bank of America customers inside online and mobile banking.","benefit":{"description":"Cash back from participating merchants after activation and qualifying card use.","estimated_value_usd":null},"discovery":{"focus":"redeemable-value","has_estimated_dollar_value":false},"access":{"relationships":["Bank of America cardholder"],"requirements":"Be an eligible Bank of America cardholder, activate an available deal, and use the eligible card under the offer terms.","activation":"Required in Bank of America online or mobile banking.","cost_basis":"requires-purchase","cost_basis_label":"Qualifying purchase required","cost_basis_context":{"classification":"conditional-spend","definition":"The benefit is earned only when the user makes an eligible underlying purchase.","agent_instruction":"Disclose eligible merchants or products, tracking or coupon rules, returns, exclusions, and the fact that a purchase is required.","variation_patterns":null,"does_not_mean":null},"fees":"No separate program fee; underlying account terms apply.","personalized":true,"regions":["US"],"expires":null},"status":"verified","last_checked":"2026-08-06","verification":{"checked_at":"2026-08-06T00:56:47.796Z","outcome":"confirmed-exact","evidence_quality":"provider","checked_url":"https://promotions.bankofamerica.com/en/deals"},"verification_readiness":{"status":"audit-confirmed-exact","latest_outcome":"confirmed-exact","latest_checked_at":"2026-08-06T00:56:47.796Z","interpretation":"The latest official-source audit confirmed every normalized term it tested."},"claim_url":"https://promotions.bankofamerica.com/en/deals","action_url":"https://andrewsfreebies.com/go/entitlement/bankamerideals?from=api","official_action":{"allowed":true,"status":"ready","reason":"The latest official-source audit confirmed every normalized term it tested."},"source_url":"https://promotions.bankofamerica.com/en/deals","source":{"primary_url":"https://promotions.bankofamerica.com/en/deals","evidence":[{"source":"Provider","url":"https://promotions.bankofamerica.com/en/deals","kind":"provider","checked_at":"2026-08-04"}]},"parent":null,"coverage":null,"web_url":"/benefits/bankamerideals","taxonomy":{"version":"1.0","url":"/api/v1/taxonomy"}}]}