{"api_version":"1.5","catalog_updated":"2026-08-04","taxonomy_url":"/api/v1/taxonomy","query":"Bank of America cash back","filters":{"focus":"redeemable-value","kind":null,"cost_basis":null,"personalized":null,"status":null},"count":2,"returned":2,"offset":0,"next_offset":null,"items":[{"id":"card-bonus-doc-bank-of-america-personal-unlimited-cash-rewards-200-bonus-and-5-3-12","name":"Bank of America Personal Unlimited Cash Rewards $200 Bonus & .5% (3.12%)","provider":"Bank of America Personal Unlimited Cash Rewards","entitlement_type":"credit-card-welcome-bonus","entitlement_type_label":"Credit-card welcome bonus","entitlement_type_context":{"definition":"Points, miles, cash, or another reward offered to an approved new cardholder after satisfying published account and spending conditions.","domain":"financial-rewards","archetype":"conditional-offer","agent_instruction":"Disclose approval, eligibility restrictions, spending threshold, time window, annual fee, offer source, and expiration when known."},"summary":"No annual fee. $200 bonus requires $1,000 spend. They also have a bonus .5% cashback for the first year which makes it unlimited 2%, or unlimited 3.12% for those with the highest-tier BofA relationship status.","benefit":{"description":"Bank of America Personal Unlimited Cash Rewards $200 Bonus & .5% (3.12%)","estimated_value_usd":200},"discovery":{"focus":"redeemable-value","has_estimated_dollar_value":true},"access":{"relationships":["Approved new cardmember"],"requirements":"No annual fee. $200 bonus requires $1,000 spend. 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