{"id":"usagov-unclaimed-money","name":"Government Unclaimed Money Finder","provider":"USAGov","entitlement_type":"eligibility-directory","entitlement_type_label":"Eligibility directory","entitlement_type_context":{"definition":"A searchable directory or referral system for finding programs whose actual eligibility and terms are determined by separate providers.","domain":"discovery-tools","archetype":"directory-or-locator","agent_instruction":"Use it to identify candidate programs, then verify eligibility, availability, cost, and application steps with the administering provider."},"summary":"An official guide to state and federal databases that may hold unclaimed property, wages, pensions, insurance proceeds, refunds, deposits, and other money owed to a person or heir.","benefit":{"description":"No-cost paths to search the separate government databases that hold different kinds of unclaimed money.","estimated_value_usd":null},"discovery":{"focus":"public-service","has_estimated_dollar_value":false},"access":{"relationships":["Potential owner or legal heir of unclaimed money or property"],"requirements":"Search every state where the person lived or did business and the relevant federal databases. A valid claim generally requires identity, address, ownership, or heirship documentation.","activation":"Use the official directory to search each relevant state and federal database, then file directly with the government holder.","cost_basis":"no-cost","cost_basis_label":"No-cost access","cost_basis_context":{"classification":"free","definition":"The core benefit has no required payment, purchase, deposit, paid membership, or pre-existing paid-product relationship under the captured terms.","agent_instruction":"Still disclose optional add-ons, transportation, parking, replacement charges, taxes, capacity, and eligibility conditions found in fees or requirements.","variation_patterns":null,"does_not_mean":null},"fees":"Government searches and direct claims are generally free. Avoid third parties that demand an upfront fee to locate or claim property.","personalized":false,"regions":["US","State and federal databases"],"expires":null},"status":"verified","last_checked":"2026-08-04","claim_url":"https://www.usa.gov/unclaimed-money","source_url":"https://www.usa.gov/unclaimed-money","source":{"primary_url":"https://www.usa.gov/unclaimed-money","evidence":[{"source":"USAGov","url":"https://www.usa.gov/unclaimed-money","kind":"provider","checked_at":"2026-08-04"}]},"parent":null,"coverage":{"level":"national","family":"tax-and-financial-help","jurisdiction":"United States","maturity":"direct"},"web_url":"/benefits/usagov-unclaimed-money","taxonomy":{"version":"1.0","url":"/api/v1/taxonomy"}}