{"id":"truist-deals","name":"Truist Deals","provider":"Truist","entitlement_type":"card-linked-offer","entitlement_type_label":"Card-linked offer","entitlement_type_context":{"definition":"A targeted merchant reward or statement credit that must be activated for an eligible payment card before a qualifying transaction.","domain":"financial-rewards","archetype":"conditional-offer","agent_instruction":"Disclose targeting, activation, eligible card, merchant, transaction, expiration, and personalization requirements."},"summary":"Eligible Truist personal credit cards and personal or business debit cards receive targeted merchant offers that pay statement credit or cash back after activation and a qualifying purchase.","benefit":{"description":"The cash-back or statement-credit amount displayed in each activated Truist merchant deal.","estimated_value_usd":null},"discovery":{"focus":"redeemable-value","has_estimated_dollar_value":false},"access":{"relationships":["Eligible Truist cardholder and online-banking user"],"requirements":"Be enrolled in Truist online or mobile banking with an eligible card, load the offer before purchasing, use that card at the specified merchant, and satisfy the offer's spend, channel, merchant, and expiration terms.","activation":"Sign in to Truist online or mobile banking, select a deal to load it, then pay with the eligible card before its deadline.","cost_basis":"requires-purchase","cost_basis_label":"Qualifying purchase required","cost_basis_context":{"classification":"conditional-spend","definition":"The benefit is earned only when the user makes an eligible underlying purchase.","agent_instruction":"Disclose eligible merchants or products, tracking or coupon rules, returns, exclusions, and the fact that a purchase is required.","variation_patterns":null,"does_not_mean":null},"fees":"Truist states there is no monthly fee or enrollment charge for Deals. Underlying account and card fees still apply; tax, shipping, gift cards, alternative payment types, returns, and individual offer exclusions may not earn value.","personalized":true,"regions":["US","Eligible Truist accounts and participating merchants"],"expires":null},"status":"verified","last_checked":"2026-08-04","claim_url":"https://www.truist.com/checking/rewards-and-benefits","source_url":"https://www.truist.com/content/dam/truist-bank/us/en/documents/terms-conditions/personal/truist-deals-tc.pdf","source":{"primary_url":"https://www.truist.com/content/dam/truist-bank/us/en/documents/terms-conditions/personal/truist-deals-tc.pdf","evidence":[{"source":"Truist","url":"https://www.truist.com/content/dam/truist-bank/us/en/documents/terms-conditions/personal/truist-deals-tc.pdf","kind":"provider","checked_at":"2026-08-04"}]},"parent":null,"coverage":null,"web_url":"/benefits/truist-deals","taxonomy":{"version":"1.0","url":"/api/v1/taxonomy"}}