{"id":"regions-cashback-rewards","name":"Regions Offers","provider":"Regions Bank","entitlement_type":"card-linked-offer","entitlement_type_label":"Card-linked offer","entitlement_type_context":{"definition":"A targeted merchant reward or statement credit that must be activated for an eligible payment card before a qualifying transaction.","domain":"financial-rewards","archetype":"conditional-offer","agent_instruction":"Disclose targeting, activation, eligible card, merchant, transaction, expiration, and personalization requirements."},"summary":"The free program formerly called Regions Cashback Rewards gives eligible Regions cardholders personalized merchant cash-back offers through digital banking.","benefit":{"description":"Cash back from qualifying purchases at participating merchants.","estimated_value_usd":null},"discovery":{"focus":"redeemable-value","has_estimated_dollar_value":false},"access":{"relationships":["Eligible Regions debit, credit, or Now Card holder"],"requirements":"Hold an eligible Regions debit, credit, or Now Card, activate an available offer, and complete the qualifying purchase with the associated card under the offer terms.","activation":"Required through Regions online or mobile banking.","cost_basis":"requires-purchase","cost_basis_label":"Qualifying purchase required","cost_basis_context":{"classification":"conditional-spend","definition":"The benefit is earned only when the user makes an eligible underlying purchase.","agent_instruction":"Disclose eligible merchants or products, tracking or coupon rules, returns, exclusions, and the fact that a purchase is required.","variation_patterns":null,"does_not_mean":null},"fees":"Regions describes the offers program as free; underlying card and account terms still apply.","personalized":true,"regions":["US"],"expires":null},"status":"verified","last_checked":"2026-08-04","claim_url":"https://www.regions.com/help/products-services/merchant-offers/what-is-regions-offers","source_url":"https://www.regions.com/help/products-services/merchant-offers/what-is-regions-offers","source":{"primary_url":"https://www.regions.com/help/products-services/merchant-offers/what-is-regions-offers","evidence":[{"source":"Provider","url":"https://www.regions.com/help/products-services/merchant-offers/what-is-regions-offers","kind":"provider","checked_at":"2026-08-04"}]},"parent":null,"coverage":null,"web_url":"/benefits/regions-cashback-rewards","taxonomy":{"version":"1.0","url":"/api/v1/taxonomy"}}