{"id":"regions-cashback-rewards","name":"Regions Offers","provider":"Regions Bank","entitlement_type":"card-linked-offer","entitlement_type_label":"Card-linked offer","entitlement_type_context":{"definition":"A targeted merchant reward or statement credit that must be activated for an eligible payment card before a qualifying transaction.","domain":"financial-rewards","archetype":"conditional-offer","agent_instruction":"Disclose targeting, activation, eligible card, merchant, transaction, expiration, and personalization requirements."},"summary":"Regions Offers is a no-fee program that gives eligible Regions debit, credit, and Now Card holders personalized merchant cash-back offers in Regions Online Banking and the Regions Mobile Banking App.","benefit":{"description":"Cash back from qualifying purchases under the exact merchant-specific offer terms. Regions credits earned cash back automatically, generally within 90 days, and credit-card rewards post as statement credits rather than payments.","estimated_value_usd":null},"discovery":{"focus":"redeemable-value","has_estimated_dollar_value":false},"access":{"relationships":["Eligible Regions debit, credit, or Now Card holder with an account in good standing"],"requirements":"Have an eligible Regions personal or business debit or credit card, or prepaid Now Card, linked to an account in good standing; enroll in Regions Online Banking; use the card at least once to unlock available offers; activate the chosen offer; and make the qualifying purchase with the selected card under the merchant, amount, channel, and timing terms shown for that offer.","activation":"Sign in to Regions Online Banking and choose Earn Cash Back under the Offers tab, or open the Regions Mobile Banking App and choose Regions Offers under More. Select a card, activate an available offer, review its exact terms, and complete the qualifying purchase with that card.","cost_basis":"requires-purchase","cost_basis_label":"Qualifying purchase required","cost_basis_context":{"classification":"conditional-spend","definition":"The benefit is earned only when the user makes an eligible underlying purchase.","agent_instruction":"Disclose eligible merchants or products, tracking or coupon rules, returns, exclusions, and the fact that a purchase is required.","variation_patterns":null,"does_not_mean":null},"fees":"Regions Offers has no separate participation fee, but a qualifying purchase is required and the underlying Regions account or card can have its own fees, interest, and terms. Offers and merchant-specific conditions can change or be withdrawn; cash back can take up to 90 days, and closing the account before the reward is credited can forfeit it.","personalized":true,"regions":["US","Offer and merchant availability varies by eligible cardholder"],"expires":null},"status":"verified","last_checked":"2026-08-27","verification":{"checked_at":"2026-08-27T13:31:19.000Z","outcome":"confirmed-exact","evidence_quality":"provider","checked_url":"https://www.regions.com/personal-banking/rewards/merchant-offers"},"verification_readiness":{"status":"audit-confirmed-exact","latest_outcome":"confirmed-exact","latest_checked_at":"2026-08-27T13:31:19.000Z","interpretation":"The latest official-source audit confirmed every normalized term it tested."},"claim_url":"https://www.regions.com/personal-banking/rewards/merchant-offers","action_url":"https://andrewsfreebies.com/go/entitlement/regions-cashback-rewards?from=api","official_action":{"allowed":true,"status":"ready","reason":"The latest official-source audit confirmed every normalized term it tested."},"source_url":"https://www.regions.com/personal-banking/rewards/merchant-offers","source":{"primary_url":"https://www.regions.com/personal-banking/rewards/merchant-offers","evidence":[{"source":"Regions current Offers overview, eligibility, activation, and crediting instructions","url":"https://www.regions.com/personal-banking/rewards/merchant-offers","kind":"provider","checked_at":"2026-08-27"},{"source":"Regions current rewards program directory","url":"https://www.regions.com/personal-banking/rewards","kind":"provider","checked_at":"2026-08-27"},{"source":"Regions merchant cash-back program terms and limitations","url":"https://www.regions.com/-/media/pdfs/terms/Regions-Cashback-Rewards-Program-Terms-and-Conditions.pdf?revision=f04c43ae-681b-4472-acfa-0173d22fc7af","kind":"provider","checked_at":"2026-08-27"}]},"parent":null,"coverage":null,"web_url":"/benefits/regions-cashback-rewards","taxonomy":{"version":"1.0","url":"/api/v1/taxonomy"}}