{"id":"fema-ihp-other-needs-assistance","name":"FEMA Individuals and Households Program Other Needs Assistance","provider":"Federal Emergency Management Agency and participating states, territories, or Tribes","entitlement_type":"government-benefit","entitlement_type_label":"Government benefit","entitlement_type_context":{"definition":"A government-funded or administered benefit, service, coverage program, assistance program, or public access route.","domain":"public-benefits","archetype":"direct-program","agent_instruction":"Identify the administering jurisdiction and disclose income, household, age, disability, immigration, residence, renewal, fee, and capacity rules that apply."},"summary":"FEMA Other Needs Assistance may provide money for serious disaster-related necessities and expenses that insurance or another source does not cover.","benefit":{"description":"Available categories can include Serious Needs and Displacement Assistance, child care, clean and sanitize help, medical or dental costs, funeral costs, repair or replacement of eligible disaster-damaged personal property and transportation, moving and storage, accessibility items, and disaster-required miscellaneous equipment.","estimated_value_usd":null},"discovery":{"focus":"public-service","has_estimated_dollar_value":false},"access":{"relationships":["Disaster survivor with an eligible serious need or necessary expense not covered elsewhere"],"requirements":"The loss or expense must result from a declared disaster in an Individual Assistance area, be necessary and eligible under the category, not be adequately covered by insurance or another source, and meet identity, occupancy, household, documentation, and filing rules. Category-specific inspections, receipts, ownership or use evidence, medical verification, and limits apply.","activation":"Apply for FEMA Individual Assistance through DisasterAssistance.gov, the FEMA app, 800-621-3362, or a Disaster Recovery Center and describe all disaster-caused needs, even if unsure of the category. Keep receipts and insurance decisions, respond to FEMA requests, update later losses, and use the decision letter's appeal process within its deadline.","cost_basis":"no-cost","cost_basis_label":"No-cost access","cost_basis_context":{"classification":"free","definition":"The core benefit has no required payment, purchase, deposit, paid membership, or pre-existing paid-product relationship under the captured terms.","agent_instruction":"Still disclose optional add-ons, transportation, parking, replacement charges, taxes, capacity, and eligibility conditions found in fees or requirements.","variation_patterns":null,"does_not_mean":null},"fees":"Applying is free and properly used grant assistance is not repaid. Awards are limited, need-based, category-specific, and cannot duplicate insurance, charity, or other public benefits; not every category is activated for every disaster. The program does not compensate all losses or replace lost income.","personalized":false,"regions":["US","Presidentially declared disaster areas designated for Individual Assistance"],"expires":null},"status":"verified","last_checked":"2026-08-04","claim_url":"https://www.disasterassistance.gov/","source_url":"https://www.fema.gov/fact-sheet/guide-femas-other-needs-assistance-0","source":{"primary_url":"https://www.fema.gov/fact-sheet/guide-femas-other-needs-assistance-0","evidence":[{"source":"Federal Emergency Management Agency and participating states, territories, or Tribes","url":"https://www.fema.gov/fact-sheet/guide-femas-other-needs-assistance-0","kind":"provider","checked_at":"2026-08-04"}]},"parent":null,"coverage":{"level":"national","family":"housing-and-disaster","jurisdiction":"United States","maturity":"direct"},"web_url":"/benefits/fema-ihp-other-needs-assistance","taxonomy":{"version":"1.0","url":"/api/v1/taxonomy"}}