{"id":"capital-one-offers","name":"Capital One Offers","provider":"Capital One","entitlement_type":"card-linked-offer","entitlement_type_label":"Card-linked offer","entitlement_type_context":{"definition":"A targeted merchant reward or statement credit that must be activated for an eligible payment card before a qualifying transaction.","domain":"financial-rewards","archetype":"conditional-offer","agent_instruction":"Disclose targeting, activation, eligible card, merchant, transaction, expiration, and personalization requirements."},"summary":"Certain eligible Capital One cardholders can activate personalized online or in-store merchant offers and receive statement credits, cash back, miles, or other card rewards after a qualifying purchase.","benefit":{"description":"Rotating merchant payouts issued as the reward currency or statement credit shown on the activated offer.","estimated_value_usd":null},"discovery":{"focus":"redeemable-value","has_estimated_dollar_value":false},"access":{"relationships":["Eligible Capital One cardholder"],"requirements":"Have an eligible Capital One card in good standing, sign in, read the exact merchant terms, activate an in-store offer before purchase or follow the online offer link in the same browser session, and pay as instructed before expiration.","activation":"Open Capital One Offers while signed in, select the eligible card and offer, then use the required link or activated card before the offer expires.","cost_basis":"requires-purchase","cost_basis_label":"Qualifying purchase required","cost_basis_context":{"classification":"conditional-spend","definition":"The benefit is earned only when the user makes an eligible underlying purchase.","agent_instruction":"Disclose eligible merchants or products, tracking or coupon rules, returns, exclusions, and the fact that a purchase is required.","variation_patterns":null,"does_not_mean":null},"fees":"No separate Offers fee is stated. The underlying card's fees and interest still apply; taxes, shipping, returns, gift cards, pickup, third-party checkout, payout caps, and other exclusions can disqualify a purchase.","personalized":true,"regions":["US","Eligible Capital One accounts and participating merchants"],"expires":null},"status":"verified","last_checked":"2026-08-04","claim_url":"https://www.capitalone.com/learn-grow/money-management/capital-one-offers/","source_url":"https://www.capitalone.com/learn-grow/money-management/capital-one-offers/","source":{"primary_url":"https://www.capitalone.com/learn-grow/money-management/capital-one-offers/","evidence":[{"source":"Capital One","url":"https://www.capitalone.com/learn-grow/money-management/capital-one-offers/","kind":"provider","checked_at":"2026-08-04"}]},"parent":null,"coverage":null,"web_url":"/benefits/capital-one-offers","taxonomy":{"version":"1.0","url":"/api/v1/taxonomy"}}