{"id":"bankbonus-index-best-checking-account-promotions-truist-400-bonus","name":"Truist: $400 bonus","provider":"Truist","entitlement_type":"bank-account-bonus","entitlement_type_label":"Bank account bonus","entitlement_type_context":{"definition":"Cash or another reward offered for opening, funding, or using an eligible bank or credit-union account.","domain":"financial-rewards","archetype":"conditional-offer","agent_instruction":"Disclose deposit, direct-deposit, balance, transaction, residency, fee, account-opening, and deadline requirements."},"summary":"Truist: $400 bonus. Included in BankBonus.com's current best checking account promotions list.","benefit":{"description":"Truist: $400 bonus","estimated_value_usd":400},"discovery":{"focus":"redeemable-value","has_estimated_dollar_value":true},"access":{"relationships":["Eligible new banking customer"],"requirements":"Open a new One Checking account online or in-branch using promo code LP0B8E575A2E03P Within 120 days of account opening, complete two qualifying direct deposits totaling $2000 or more. Complete 20 or more debit card purchases within 120 days of account opening. The reward will be deposited into the new checking account within 4 weeks of verifying the Direct Deposit qualification requirement. Terms Apply. Member FDIC.","activation":"Open through the eligible offer path and complete the published requirements.","cost_basis":"requires-deposit","cost_basis_label":"Deposit or balance activity required","cost_basis_context":{"classification":"conditional-funding","definition":"The benefit requires opening, funding, maintaining, or using an account through deposits, direct deposit, balances, or qualifying transactions. Deposited principal is not necessarily a fee, but funds may be tied up and account charges may apply.","agent_instruction":"Disclose opening deposit, direct deposit, balance duration, transaction activity, account fees, closure rules, tax treatment, and deadline.","variation_patterns":null,"does_not_mean":null},"fees":"Underlying account fees and waiver conditions vary.","personalized":false,"regions":["US","Offer-specific"],"expires":"February 2, 2027"},"status":"directory-listed","last_checked":"2026-08-04","claim_url":"https://www.truist.com/checking/open-checking","source_url":"https://bankbonus.com/#truist-bank-personal-checking-300-bonus-offer","source":{"primary_url":"https://bankbonus.com/#truist-bank-personal-checking-300-bonus-offer","evidence":[{"source":"BankBonus.com","url":"https://bankbonus.com/#truist-bank-personal-checking-300-bonus-offer","kind":"directory","checked_at":"2026-08-04"},{"source":"Bank or credit-union offer path","url":"https://www.truist.com/checking/open-checking","kind":"provider","checked_at":"2026-08-04"}]},"parent":null,"coverage":null,"web_url":"/benefits/bankbonus-index-best-checking-account-promotions-truist-400-bonus","taxonomy":{"version":"1.0","url":"/api/v1/taxonomy"}}