{"id":"bankbonus-index-best-checking-account-promotions-sofi-up-to-400-bonus","name":"SoFi: up to $400 bonus","provider":"SoFi","entitlement_type":"bank-account-bonus","entitlement_type_label":"Bank account bonus","entitlement_type_context":{"definition":"Cash or another reward offered for opening, funding, or using an eligible bank or credit-union account.","domain":"financial-rewards","archetype":"conditional-offer","agent_instruction":"Disclose deposit, direct-deposit, balance, transaction, residency, fee, account-opening, and deadline requirements."},"summary":"SoFi: up to $400 bonus. Included in BankBonus.com's current best checking account promotions list.","benefit":{"description":"SoFi: up to $400 bonus","estimated_value_usd":400},"discovery":{"focus":"redeemable-value","has_estimated_dollar_value":true},"access":{"relationships":["Eligible new banking customer"],"requirements":"Open a new SoFi Checking and Savings account using the link below. Before the promotion ends and within 25 calendar days of your first direct deposit, complete eligible direct deposits to determine your bonus as follows: $1,000 - $4,999 in total direct deposits, earn $50; $5,000+ in total direct deposits, earn $400. Maintain your direct deposits for at least 6 months. Bonus will be credited within 7 business days of the end of the Direct Deposit Bonus Period.","activation":"Open through the eligible offer path and complete the published requirements.","cost_basis":"requires-deposit","cost_basis_label":"Deposit or balance activity required","cost_basis_context":{"classification":"conditional-funding","definition":"The benefit requires opening, funding, maintaining, or using an account through deposits, direct deposit, balances, or qualifying transactions. Deposited principal is not necessarily a fee, but funds may be tied up and account charges may apply.","agent_instruction":"Disclose opening deposit, direct deposit, balance duration, transaction activity, account fees, closure rules, tax treatment, and deadline.","variation_patterns":null,"does_not_mean":null},"fees":"Underlying account fees and waiver conditions vary.","personalized":false,"regions":["US","Offer-specific"],"expires":"December 31, 2026"},"status":"directory-listed","last_checked":"2026-08-04","claim_url":"https://secure.money.com/pr/fc9118c47845?s3=1&s1=93d0161e1e9443a0b70b5be3c225b16b","source_url":"https://bankbonus.com/#sofi-sofi-checking-300-bonus","source":{"primary_url":"https://bankbonus.com/#sofi-sofi-checking-300-bonus","evidence":[{"source":"BankBonus.com","url":"https://bankbonus.com/#sofi-sofi-checking-300-bonus","kind":"directory","checked_at":"2026-08-04"},{"source":"Bank or credit-union offer path","url":"https://secure.money.com/pr/fc9118c47845?s3=1&s1=93d0161e1e9443a0b70b5be3c225b16b","kind":"provider","checked_at":"2026-08-04"}]},"parent":null,"coverage":null,"web_url":"/benefits/bankbonus-index-best-checking-account-promotions-sofi-up-to-400-bonus","taxonomy":{"version":"1.0","url":"/api/v1/taxonomy"}}