{"id":"bankbonus-index-best-checking-account-promotions-pnc-400-bonus","name":"PNC: $400 bonus","provider":"PNC","entitlement_type":"bank-account-bonus","entitlement_type_label":"Bank account bonus","entitlement_type_context":{"definition":"Cash or another reward offered for opening, funding, or using an eligible bank or credit-union account.","domain":"financial-rewards","archetype":"conditional-offer","agent_instruction":"Disclose deposit, direct-deposit, balance, transaction, residency, fee, account-opening, and deadline requirements."},"summary":"PNC: $400 bonus. Included in BankBonus.com's current best checking account promotions list.","benefit":{"description":"PNC: $400 bonus","estimated_value_usd":400},"discovery":{"focus":"redeemable-value","has_estimated_dollar_value":true},"access":{"relationships":["Eligible new banking customer"],"requirements":"Open a new, eligible checking product online via the application links on this page. Set up and receive a qualifying direct deposit(s) within the first 60 days. A qualifying Direct Deposit for this offer, is defined as a recurring Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency into the Spend account of a Virtual Wallet with Performance Select, or Virtual Wallet. The reward will be credited to the eligible account 60–90 days after all conditions have been met and identified as “Credits Check Reward” on your monthly statement. The eligible account must remain open to receive the reward. The value of the reward may be reported on the appropriate Internal Revenue Service (IRS) forms and may be considered taxable income to you. Please consult your tax adviser.","activation":"Open through the eligible offer path and complete the published requirements.","cost_basis":"requires-deposit","cost_basis_label":"Deposit or balance activity required","cost_basis_context":{"classification":"conditional-funding","definition":"The benefit requires opening, funding, maintaining, or using an account through deposits, direct deposit, balances, or qualifying transactions. Deposited principal is not necessarily a fee, but funds may be tied up and account charges may apply.","agent_instruction":"Disclose opening deposit, direct deposit, balance duration, transaction activity, account fees, closure rules, tax treatment, and deadline.","variation_patterns":null,"does_not_mean":null},"fees":"Underlying account fees and waiver conditions vary.","personalized":false,"regions":["US","Offer-specific"],"expires":"August 31, 2026"},"status":"source-found","last_checked":"2026-08-04","claim_url":"https://www.pnc.com/en/personal-banking/banking/checking/campaigns/checking-vw-tiered-offer.html?WT.mc_id=VW_Afflt_BankBonus&AFFID=7f4055d349b64acab48a69fa7b4c93c5&gad_source=7&dclid=CIvSrtDwh5YDFTQaaAgdnyMkyQ","source_url":"https://www.pnc.com/en/personal-banking/banking/checking/campaigns/checking-vw-tiered-offer.html?WT.mc_id=VW_Afflt_BankBonus&AFFID=c8eac02843604bda916ee9a4153f0903&gad_source=7&dclid=CMDb05_dh5YDFXnnzgAdcR8gnw","source":{"primary_url":"https://www.pnc.com/en/personal-banking/banking/checking/campaigns/checking-vw-tiered-offer.html?WT.mc_id=VW_Afflt_BankBonus&AFFID=c8eac02843604bda916ee9a4153f0903&gad_source=7&dclid=CMDb05_dh5YDFXnnzgAdcR8gnw","evidence":[{"source":"Official bank or credit-union offer terms","url":"https://www.pnc.com/en/personal-banking/banking/checking/campaigns/checking-vw-tiered-offer.html?WT.mc_id=VW_Afflt_BankBonus&AFFID=c8eac02843604bda916ee9a4153f0903&gad_source=7&dclid=CMDb05_dh5YDFXnnzgAdcR8gnw","kind":"provider","checked_at":"2026-08-04T19:43:39.041Z"},{"source":"BankBonus.com","url":"https://bankbonus.com/#pnc-bank-virtual-wallet-checking-bonus-offer","kind":"directory","checked_at":"2026-08-04"},{"source":"Bank or credit-union offer path","url":"https://www.pnc.com/en/personal-banking/banking/checking/campaigns/checking-vw-tiered-offer.html?WT.mc_id=VW_Afflt_BankBonus&AFFID=7f4055d349b64acab48a69fa7b4c93c5&gad_source=7&dclid=CIvSrtDwh5YDFTQaaAgdnyMkyQ","kind":"provider","checked_at":"2026-08-04"}]},"parent":null,"coverage":null,"web_url":"/benefits/bankbonus-index-best-checking-account-promotions-pnc-400-bonus","taxonomy":{"version":"1.0","url":"/api/v1/taxonomy"}}