{"id":"bankbonus-index-best-business-bank-account-bonuses-pnc-400-bonus","name":"PNC: $400 bonus","provider":"PNC","entitlement_type":"bank-account-bonus","entitlement_type_label":"Bank account bonus","entitlement_type_context":{"definition":"Cash or another reward offered for opening, funding, or using an eligible bank or credit-union account.","domain":"financial-rewards","archetype":"conditional-offer","agent_instruction":"Disclose deposit, direct-deposit, balance, transaction, residency, fee, account-opening, and deadline requirements."},"summary":"PNC: $400 bonus. Included in BankBonus.com's current best business bank account bonuses list.","benefit":{"description":"PNC: $400 bonus","estimated_value_usd":400},"discovery":{"focus":"redeemable-value","has_estimated_dollar_value":true},"access":{"relationships":["Eligible new business banking customer"],"requirements":"Open a new Business Checking or Business Checking Plus account. For 3 statement cycles, maintain an average balance of $2,000. During those same statement cycles, make 20 debit card purchases. Bonus will be deposited within 90 days of meeting the requirements.","activation":"Open through the eligible offer path and complete the published requirements.","cost_basis":"requires-deposit","cost_basis_label":"Deposit or balance activity required","cost_basis_context":{"classification":"conditional-funding","definition":"The benefit requires opening, funding, maintaining, or using an account through deposits, direct deposit, balances, or qualifying transactions. Deposited principal is not necessarily a fee, but funds may be tied up and account charges may apply.","agent_instruction":"Disclose opening deposit, direct deposit, balance duration, transaction activity, account fees, closure rules, tax treatment, and deadline.","variation_patterns":null,"does_not_mean":null},"fees":"Underlying account fees and waiver conditions vary.","personalized":false,"regions":["US","Offer-specific"],"expires":"September 30, 2026"},"status":"source-found","last_checked":"2026-08-04","claim_url":"https://www.pnc.com/en/small-business/banking/business-checking-overview/business-checking-offer.html","source_url":"https://www.pnc.com/en/small-business/banking/business-checking-overview/business-checking-offer.html","source":{"primary_url":"https://www.pnc.com/en/small-business/banking/business-checking-overview/business-checking-offer.html","evidence":[{"source":"Official bank or credit-union offer terms","url":"https://www.pnc.com/en/small-business/banking/business-checking-overview/business-checking-offer.html","kind":"provider","checked_at":"2026-08-04T19:43:39.041Z"},{"source":"BankBonus.com","url":"https://bankbonus.com/#pnc-bank-business-checking-account-200-bonus","kind":"directory","checked_at":"2026-08-04"}]},"parent":null,"coverage":null,"web_url":"/benefits/bankbonus-index-best-business-bank-account-bonuses-pnc-400-bonus","taxonomy":{"version":"1.0","url":"/api/v1/taxonomy"}}