{"id":"bank-bonus-summit-credit-union-200-wi-direct-deposit-not-required","name":"Summit Credit Union – $200 – WI – Direct Deposit Not required","provider":"Summit Credit Union –","entitlement_type":"bank-account-bonus","entitlement_type_label":"Bank account bonus","entitlement_type_context":{"definition":"Cash or another reward offered for opening, funding, or using an eligible bank or credit-union account.","domain":"financial-rewards","archetype":"conditional-offer","agent_instruction":"Disclose deposit, direct-deposit, balance, transaction, residency, fee, account-opening, and deadline requirements."},"summary":"Previously this was for students only, that doesn’t seem to be the case any longer. Read our full post Soft pull to open account but maybe hard pull to become member, YMMV Unknown if credit card funding is possible Direct deposit not required","benefit":{"description":"Summit Credit Union – $200 – WI – Direct Deposit Not required","estimated_value_usd":200},"discovery":{"focus":"redeemable-value","has_estimated_dollar_value":true},"access":{"relationships":["Eligible new banking customer"],"requirements":"Previously this was for students only, that doesn’t seem to be the case any longer. Read our full post Soft pull to open account but maybe hard pull to become member, YMMV Unknown if credit card funding is possible Direct deposit not required","activation":"Open through the eligible offer path and complete every published requirement before its deadline.","cost_basis":"requires-deposit","cost_basis_label":"Deposit or balance activity required","cost_basis_context":{"classification":"conditional-funding","definition":"The benefit requires opening, funding, maintaining, or using an account through deposits, direct deposit, balances, or qualifying transactions. Deposited principal is not necessarily a fee, but funds may be tied up and account charges may apply.","agent_instruction":"Disclose opening deposit, direct deposit, balance duration, transaction activity, account fees, closure rules, tax treatment, and deadline.","variation_patterns":null,"does_not_mean":null},"fees":"Account fees and waiver conditions vary; confirm the official fee schedule.","personalized":false,"regions":["US","Region-specific"],"expires":null},"status":"directory-listed","last_checked":"2026-08-04","claim_url":"https://www.summitcreditunion.com/_docs/truth-in-savings.pdf","source_url":"https://www.doctorofcredit.com/wi-only-summit-credit-union-100-checking-bonus/","source":{"primary_url":"https://www.doctorofcredit.com/wi-only-summit-credit-union-100-checking-bonus/","evidence":[{"source":"Doctor of Credit — bank bonuses","url":"https://www.doctorofcredit.com/best-bank-account-bonuses/","kind":"directory","checked_at":"2026-08-04"},{"source":"Doctor of Credit offer detail","url":"https://www.doctorofcredit.com/wi-only-summit-credit-union-100-checking-bonus/","kind":"directory","checked_at":"2026-08-04"},{"source":"Bank or credit-union offer path","url":"https://www.summitcreditunion.com/_docs/truth-in-savings.pdf","kind":"provider","checked_at":"2026-08-04"}]},"parent":null,"coverage":null,"web_url":"/benefits/bank-bonus-summit-credit-union-200-wi-direct-deposit-not-required","taxonomy":{"version":"1.0","url":"/api/v1/taxonomy"}}