{"id":"bank-bonus-redstone-federal-credit-union-475-al-tn","name":"Redstone Federal Credit Union $475 New-Member Checking Bonus — AL, TN","provider":"Redstone Federal Credit Union","entitlement_type":"bank-account-bonus","entitlement_type_label":"Bank account bonus","entitlement_type_context":{"definition":"Cash or another reward offered for opening, funding, or using an eligible bank or credit-union account.","domain":"financial-rewards","archetype":"conditional-offer","agent_instruction":"Disclose deposit, direct-deposit, balance, transaction, residency, fee, account-opening, and deadline requirements."},"summary":"Eligible new Redstone members in select Alabama and Tennessee counties can earn $475 after opening their first checking account and completing online-banking and debit-card requirements.","benefit":{"description":"$475 new-member checking-account bonus","estimated_value_usd":475},"discovery":{"focus":"redeemable-value","has_estimated_dollar_value":true},"access":{"relationships":["Resident of an eligible Alabama or Tennessee county who has not had a personal Redstone account in the past five years"],"requirements":"Open primary savings and a first checking account on the same day with promo code JOIN475 and at least $25, enroll in online banking and log in, and make at least five debit-card purchases within 60 days.","activation":"Open through the eligible offer path and complete every published requirement before its deadline.","cost_basis":"requires-deposit","cost_basis_label":"Deposit or balance activity required","cost_basis_context":{"classification":"conditional-funding","definition":"The benefit requires opening, funding, maintaining, or using an account through deposits, direct deposit, balances, or qualifying transactions. Deposited principal is not necessarily a fee, but funds may be tied up and account charges may apply.","agent_instruction":"Disclose opening deposit, direct deposit, balance duration, transaction activity, account fees, closure rules, tax treatment, and deadline.","variation_patterns":null,"does_not_mean":null},"fees":"A $25 minimum checking deposit is required; monthly maintenance fees vary by checking-account type.","personalized":false,"regions":["US","Select Alabama counties","Select Tennessee counties"],"expires":"2026-10-03"},"status":"verified","last_checked":"2026-09-01","verification":{"checked_at":"2026-09-01T17:03:57.521Z","outcome":"confirmed-exact","evidence_quality":"provider","checked_url":"https://www.redfcu.org/JOIN475"},"verification_readiness":{"status":"audit-confirmed-exact","latest_outcome":"confirmed-exact","latest_checked_at":"2026-09-01T17:03:57.521Z","interpretation":"The latest official-source audit confirmed every normalized term it tested."},"claim_url":"https://www.redfcu.org/JOIN475/","action_url":"https://andrewsfreebies.com/go/entitlement/bank-bonus-redstone-federal-credit-union-475-al-tn?from=api","official_action":{"allowed":true,"status":"ready","reason":"The latest official-source audit confirmed every normalized term it tested."},"source_url":"https://www.redfcu.org/JOIN475/","source":{"primary_url":"https://www.redfcu.org/JOIN475/","evidence":[{"source":"Official bank or credit-union offer terms","url":"https://www.redfcu.org/JOIN475/","kind":"provider","checked_at":"2026-08-25"}]},"parent":null,"coverage":null,"web_url":"/benefits/bank-bonus-redstone-federal-credit-union-475-al-tn","taxonomy":{"version":"1.0","url":"/api/v1/taxonomy"}}