{"id":"bank-bonus-portland-federal-credit-union-pfcu-mi-100-referral","name":"Portland Federal Credit Union (PFCU) – MI – $100 Referral","provider":"Portland Federal Credit Union (PFCU) – MI –","entitlement_type":"bank-account-bonus","entitlement_type_label":"Bank account bonus","entitlement_type_context":{"definition":"Cash or another reward offered for opening, funding, or using an eligible bank or credit-union account.","domain":"financial-rewards","archetype":"conditional-offer","agent_instruction":"Disclose deposit, direct-deposit, balance, transaction, residency, fee, account-opening, and deadline requirements."},"summary":"This is a $100 referral bonus for both parties. Read our full post Soft pull Can fund up to $3,000 with a credit card Direct deposit required, no minimum specified","benefit":{"description":"Portland Federal Credit Union (PFCU) – MI – $100 Referral","estimated_value_usd":100},"discovery":{"focus":"redeemable-value","has_estimated_dollar_value":true},"access":{"relationships":["Eligible new banking customer"],"requirements":"This is a $100 referral bonus for both parties. Read our full post Soft pull Can fund up to $3,000 with a credit card Direct deposit required, no minimum specified","activation":"Open through the eligible offer path and complete every published requirement before its deadline.","cost_basis":"requires-deposit","cost_basis_label":"Deposit or balance activity required","cost_basis_context":{"classification":"conditional-funding","definition":"The benefit requires opening, funding, maintaining, or using an account through deposits, direct deposit, balances, or qualifying transactions. Deposited principal is not necessarily a fee, but funds may be tied up and account charges may apply.","agent_instruction":"Disclose opening deposit, direct deposit, balance duration, transaction activity, account fees, closure rules, tax treatment, and deadline.","variation_patterns":null,"does_not_mean":null},"fees":"Account fees and waiver conditions vary; confirm the official fee schedule.","personalized":false,"regions":["US","Region-specific"],"expires":null},"status":"source-found","last_checked":"2026-08-04","claim_url":"https://www.pfcu4me.com/About-Us/Refer-a-Friend-Program","source_url":"https://www.pfcu4me.com/About-Us/Refer-a-Friend-Program","source":{"primary_url":"https://www.pfcu4me.com/About-Us/Refer-a-Friend-Program","evidence":[{"source":"Official bank or credit-union offer terms","url":"https://www.pfcu4me.com/About-Us/Refer-a-Friend-Program","kind":"provider","checked_at":"2026-08-04T19:43:39.041Z"},{"source":"Doctor of Credit — bank bonuses","url":"https://www.doctorofcredit.com/best-bank-account-bonuses/","kind":"directory","checked_at":"2026-08-04"},{"source":"Doctor of Credit offer detail","url":"https://www.doctorofcredit.com/mi-portland-federal-credit-union-pfcu-100-referral-bonus/","kind":"directory","checked_at":"2026-08-04"}]},"parent":null,"coverage":null,"web_url":"/benefits/bank-bonus-portland-federal-credit-union-pfcu-mi-100-referral","taxonomy":{"version":"1.0","url":"/api/v1/taxonomy"}}