{"id":"bank-bonus-florida-credit-union-300-checking-fl","name":"Florida Credit Union $300 Checking Bonus — FL","provider":"Florida Credit Union","entitlement_type":"bank-account-bonus","entitlement_type_label":"Bank account bonus","entitlement_type_context":{"definition":"Cash or another reward offered for opening, funding, or using an eligible bank or credit-union account.","domain":"financial-rewards","archetype":"conditional-offer","agent_instruction":"Disclose deposit, direct-deposit, balance, transaction, residency, fee, account-opening, and deadline requirements."},"summary":"Eligible new Florida Credit Union checking members can earn $300 after completing the direct-deposit and account-standing requirements.","benefit":{"description":"$300 new checking account bonus","estimated_value_usd":300},"discovery":{"focus":"redeemable-value","has_estimated_dollar_value":true},"access":{"relationships":["Eligible Florida Credit Union member age 18 or older without a checking account there in the past 24 months"],"requirements":"Open free personal full-service checking with promo code 26CHK300, receive at least $500 in qualifying direct deposits within 60 days, and keep the account open and in good standing for at least 90 days.","activation":"Open through the eligible offer path and complete every published requirement before its deadline.","cost_basis":"requires-deposit","cost_basis_label":"Deposit or balance activity required","cost_basis_context":{"classification":"conditional-funding","definition":"The benefit requires opening, funding, maintaining, or using an account through deposits, direct deposit, balances, or qualifying transactions. Deposited principal is not necessarily a fee, but funds may be tied up and account charges may apply.","agent_instruction":"Disclose opening deposit, direct deposit, balance duration, transaction activity, account fees, closure rules, tax treatment, and deadline.","variation_patterns":null,"does_not_mean":null},"fees":"The checking account advertises no monthly maintenance fee; a $5 opening share deposit and other service fees may apply.","personalized":false,"regions":["US","Florida Credit Union's Florida field of membership"],"expires":null},"status":"verified","last_checked":"2026-09-01","verification":{"checked_at":"2026-09-01T16:52:39.304Z","outcome":"confirmed-exact","evidence_quality":"provider","checked_url":"https://flcu.org/300"},"verification_readiness":{"status":"audit-confirmed-exact","latest_outcome":"confirmed-exact","latest_checked_at":"2026-09-01T16:52:39.304Z","interpretation":"The latest official-source audit confirmed every normalized term it tested."},"claim_url":"https://flcu.org/300/","action_url":"https://andrewsfreebies.com/go/entitlement/bank-bonus-florida-credit-union-300-checking-fl?from=api","official_action":{"allowed":true,"status":"ready","reason":"The latest official-source audit confirmed every normalized term it tested."},"source_url":"https://flcu.org/300/","source":{"primary_url":"https://flcu.org/300/","evidence":[{"source":"Official bank or credit-union offer terms","url":"https://flcu.org/300/","kind":"provider","checked_at":"2026-08-25"}]},"parent":null,"coverage":null,"web_url":"/benefits/bank-bonus-florida-credit-union-300-checking-fl","taxonomy":{"version":"1.0","url":"/api/v1/taxonomy"}}