{"id":"bank-bonus-community-first-credit-union-200-bonus-fl-only","name":"Community First Credit Union $200 Checking Bonus — Florida","provider":"Community First Credit Union of Florida","entitlement_type":"bank-account-bonus","entitlement_type_label":"Bank account bonus","entitlement_type_context":{"definition":"Cash or another reward offered for opening, funding, or using an eligible bank or credit-union account.","domain":"financial-rewards","archetype":"conditional-offer","agent_instruction":"Disclose deposit, direct-deposit, balance, transaction, residency, fee, account-opening, and deadline requirements."},"summary":"Eligible new Community First checking members can earn $200 after opening their first personal checking account, completing at least $1,000 in deposits, and making at least 10 qualifying debit-card transactions within the first 90 days.","benefit":{"description":"$200 new-checking-account cash bonus","estimated_value_usd":200},"discovery":{"focus":"redeemable-value","has_estimated_dollar_value":true},"access":{"relationships":["Person who lives, works, or attends school in an eligible Florida county, or qualifies through an eligible relative or select employer group","Member opening a first Community First personal checking account who does not currently have and has not previously closed a Community First personal checking account"],"requirements":"Open your first Community First personal checking account online with promo code FREECHECK, or mention the offer when opening in person. Complete deposits totaling at least $1,000 that post within the first 90 days and make at least 10 qualifying debit-card transactions that post within 90 days. Keep the account open, in good standing, and at $0.01 or more through qualification and payout. The $200 bonus is scheduled on or around days 91–97 after opening.","activation":"Open from the current official checking page with promo code FREECHECK, or mention the offer during an in-person opening, then complete both the $1,000 deposit total and 10 qualifying debit-card transactions within 90 days.","cost_basis":"requires-deposit","cost_basis_label":"Deposit or balance activity required","cost_basis_context":{"classification":"conditional-funding","definition":"The benefit requires opening, funding, maintaining, or using an account through deposits, direct deposit, balances, or qualifying transactions. Deposited principal is not necessarily a fee, but funds may be tied up and account charges may apply.","agent_instruction":"Disclose opening deposit, direct deposit, balance duration, transaction activity, account fees, closure rules, tax treatment, and deadline.","variation_patterns":null,"does_not_mean":null},"fees":"Community First advertises checking without monthly maintenance fees or minimum-balance requirements. New members must open the required share savings account with a $5 initial deposit; account and service fees can still apply. The bonus may be taxable.","personalized":false,"regions":["US","Eligible Florida counties and other published Community First membership paths"],"expires":null},"status":"verified","last_checked":"2026-08-27","verification":{"checked_at":"2026-08-27T16:50:00.000Z","outcome":"confirmed-exact","evidence_quality":"provider","checked_url":"https://www.communityfirstfl.org/personal-banking/checking"},"verification_readiness":{"status":"audit-confirmed-exact","latest_outcome":"confirmed-exact","latest_checked_at":"2026-08-27T16:50:00.000Z","interpretation":"The latest official-source audit confirmed every normalized term it tested."},"claim_url":"https://www.communityfirstfl.org/personal-banking/checking","action_url":"https://andrewsfreebies.com/go/entitlement/bank-bonus-community-first-credit-union-200-bonus-fl-only?from=api","official_action":{"allowed":true,"status":"ready","reason":"The latest official-source audit confirmed every normalized term it tested."},"source_url":"https://www.communityfirstfl.org/personal-banking/checking","source":{"primary_url":"https://www.communityfirstfl.org/personal-banking/checking","evidence":[{"source":"Official bank or credit-union offer terms","url":"https://www.communityfirstfl.org/personal-banking/checking","kind":"provider","checked_at":"2026-08-27"}]},"parent":null,"coverage":null,"web_url":"/benefits/bank-bonus-community-first-credit-union-200-bonus-fl-only","taxonomy":{"version":"1.0","url":"/api/v1/taxonomy"}}