{"id":"bank-bonus-citizens-bank-400-checking-bonuses-ct-de-ma-mi-nh-nj-ny-oh-pa-ri-vt","name":"Citizens Bank $400 Checking Bonuses – CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT","provider":"Citizens Bank","entitlement_type":"bank-account-bonus","entitlement_type_label":"Bank account bonus","entitlement_type_context":{"definition":"Cash or another reward offered for opening, funding, or using an eligible bank or credit-union account.","domain":"financial-rewards","archetype":"conditional-offer","agent_instruction":"Disclose deposit, direct-deposit, balance, transaction, residency, fee, account-opening, and deadline requirements."},"summary":"This is the highest bonus they have offered, it’s hard to keep the account fee free but that shouldn’t really be an issue as you can just pay the monthly fee and still end up ahead. Read our full post Soft pull Can fund up to $1,000 with a credit card Direct deposit of $1,000+ required","benefit":{"description":"Citizens Bank $400 Checking Bonuses – CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT","estimated_value_usd":400},"discovery":{"focus":"redeemable-value","has_estimated_dollar_value":true},"access":{"relationships":["Eligible new banking customer"],"requirements":"This is the highest bonus they have offered, it’s hard to keep the account fee free but that shouldn’t really be an issue as you can just pay the monthly fee and still end up ahead. Read our full post Soft pull Can fund up to $1,000 with a credit card Direct deposit of $1,000+ required","activation":"Open through the eligible offer path and complete every published requirement before its deadline.","cost_basis":"requires-deposit","cost_basis_label":"Deposit or balance activity required","cost_basis_context":{"classification":"conditional-funding","definition":"The benefit requires opening, funding, maintaining, or using an account through deposits, direct deposit, balances, or qualifying transactions. Deposited principal is not necessarily a fee, but funds may be tied up and account charges may apply.","agent_instruction":"Disclose opening deposit, direct deposit, balance duration, transaction activity, account fees, closure rules, tax treatment, and deadline.","variation_patterns":null,"does_not_mean":null},"fees":"monthly fee and still end up ahead.","personalized":false,"regions":["US","Region-specific"],"expires":null},"status":"directory-listed","last_checked":"2026-08-04","claim_url":"https://www.citizensbank.com/promo/checking/drc-2026-q2.aspx?ctzMode=CFG-LRA_DCR_CHK_CTZ_Q2DOC_28811Q226_INT-CVR-AGG","source_url":"https://www.doctorofcredit.com/ct-de-ma-mi-nh-nj-ny-oh-pa-ri-vt-citizens-bank-400-checking-bonus-2/","source":{"primary_url":"https://www.doctorofcredit.com/ct-de-ma-mi-nh-nj-ny-oh-pa-ri-vt-citizens-bank-400-checking-bonus-2/","evidence":[{"source":"Doctor of Credit — bank bonuses","url":"https://www.doctorofcredit.com/best-bank-account-bonuses/","kind":"directory","checked_at":"2026-08-04"},{"source":"Doctor of Credit offer detail","url":"https://www.doctorofcredit.com/ct-de-ma-mi-nh-nj-ny-oh-pa-ri-vt-citizens-bank-400-checking-bonus-2/","kind":"directory","checked_at":"2026-08-04"},{"source":"Bank or credit-union offer path","url":"https://www.citizensbank.com/promo/checking/drc-2026-q2.aspx?ctzMode=CFG-LRA_DCR_CHK_CTZ_Q2DOC_28811Q226_INT-CVR-AGG","kind":"provider","checked_at":"2026-08-04"}]},"parent":null,"coverage":null,"web_url":"/benefits/bank-bonus-citizens-bank-400-checking-bonuses-ct-de-ma-mi-nh-nj-ny-oh-pa-ri-vt","taxonomy":{"version":"1.0","url":"/api/v1/taxonomy"}}