{"id":"bank-bonus-citi-325-475","name":"Citi $325/$475","provider":"Citi","entitlement_type":"bank-account-bonus","entitlement_type_label":"Bank account bonus","entitlement_type_context":{"definition":"Cash or another reward offered for opening, funding, or using an eligible bank or credit-union account.","domain":"financial-rewards","archetype":"conditional-offer","agent_instruction":"Disclose deposit, direct-deposit, balance, transaction, residency, fee, account-opening, and deadline requirements."},"summary":"Nice part of this bonus is that it doesn’t require a huge deposit like the other Citi checking bonus. There is also a $475 deal but that might be limited to NY, CT, MD, VA, DC, CA, NV, NJ, and select markets in FL and IL Read our full post Soft pull No credit card funding Direct deposit of $1,500+ required","benefit":{"description":"Citi $325/$475","estimated_value_usd":475},"discovery":{"focus":"redeemable-value","has_estimated_dollar_value":true},"access":{"relationships":["Eligible new banking customer"],"requirements":"Nice part of this bonus is that it doesn’t require a huge deposit like the other Citi checking bonus. There is also a $475 deal but that might be limited to NY, CT, MD, VA, DC, CA, NV, NJ, and select markets in FL and IL Read our full post Soft pull No credit card funding Direct deposit of $1,500+ required","activation":"Open through the eligible offer path and complete every published requirement before its deadline.","cost_basis":"requires-deposit","cost_basis_label":"Deposit or balance activity required","cost_basis_context":{"classification":"conditional-funding","definition":"The benefit requires opening, funding, maintaining, or using an account through deposits, direct deposit, balances, or qualifying transactions. Deposited principal is not necessarily a fee, but funds may be tied up and account charges may apply.","agent_instruction":"Disclose opening deposit, direct deposit, balance duration, transaction activity, account fees, closure rules, tax treatment, and deadline.","variation_patterns":null,"does_not_mean":null},"fees":"Account fees and waiver conditions vary; confirm the official fee schedule.","personalized":false,"regions":["US"],"expires":null},"status":"directory-listed","last_checked":"2026-08-04","claim_url":"https://banking.citi.com/cbol/OM/checking/enhanced-direct-deposit-offer/default.htm?BT_TX=1&ProspectID=45A3B47DEC24426BB847622BFFE3A444","source_url":"https://www.doctorofcredit.com/citi-300-checking-bonus/","source":{"primary_url":"https://www.doctorofcredit.com/citi-300-checking-bonus/","evidence":[{"source":"Doctor of Credit — bank bonuses","url":"https://www.doctorofcredit.com/best-bank-account-bonuses/","kind":"directory","checked_at":"2026-08-04"},{"source":"Doctor of Credit offer detail","url":"https://www.doctorofcredit.com/citi-300-checking-bonus/","kind":"directory","checked_at":"2026-08-04"},{"source":"Bank or credit-union offer path","url":"https://banking.citi.com/cbol/OM/checking/enhanced-direct-deposit-offer/default.htm?BT_TX=1&ProspectID=45A3B47DEC24426BB847622BFFE3A444","kind":"provider","checked_at":"2026-08-04"}]},"parent":null,"coverage":null,"web_url":"/benefits/bank-bonus-citi-325-475","taxonomy":{"version":"1.0","url":"/api/v1/taxonomy"}}