{"id":"bank-bonus-cibc-us-200-il-mi-mo-fl-ca-and-wi","name":"CIBC US $200 IL, MI, MO, FL, CA & WI","provider":"CIBC US","entitlement_type":"bank-account-bonus","entitlement_type_label":"Bank account bonus","entitlement_type_context":{"definition":"Cash or another reward offered for opening, funding, or using an eligible bank or credit-union account.","domain":"financial-rewards","archetype":"conditional-offer","agent_instruction":"Disclose deposit, direct-deposit, balance, transaction, residency, fee, account-opening, and deadline requirements."},"summary":"Can now be opened online, previously it was in branch only. Read our full post Soft pull No credit card funding Recurring Direct deposit required","benefit":{"description":"CIBC US $200 IL, MI, MO, FL, CA & WI","estimated_value_usd":200},"discovery":{"focus":"redeemable-value","has_estimated_dollar_value":true},"access":{"relationships":["Eligible new banking customer"],"requirements":"Can now be opened online, previously it was in branch only. Read our full post Soft pull No credit card funding Recurring Direct deposit required","activation":"Open through the eligible offer path and complete every published requirement before its deadline.","cost_basis":"requires-deposit","cost_basis_label":"Deposit or balance activity required","cost_basis_context":{"classification":"conditional-funding","definition":"The benefit requires opening, funding, maintaining, or using an account through deposits, direct deposit, balances, or qualifying transactions. Deposited principal is not necessarily a fee, but funds may be tied up and account charges may apply.","agent_instruction":"Disclose opening deposit, direct deposit, balance duration, transaction activity, account fees, closure rules, tax treatment, and deadline.","variation_patterns":null,"does_not_mean":null},"fees":"Account fees and waiver conditions vary; confirm the official fee schedule.","personalized":false,"regions":["US","Region-specific"],"expires":null},"status":"directory-listed","last_checked":"2026-08-04","claim_url":"https://us.cibc.com/en/personal/checking.html","source_url":"https://www.doctorofcredit.com/il-mi-mo-wi-cibc-us-200-checking-bonus-in-branch-only/","source":{"primary_url":"https://www.doctorofcredit.com/il-mi-mo-wi-cibc-us-200-checking-bonus-in-branch-only/","evidence":[{"source":"Doctor of Credit — bank bonuses","url":"https://www.doctorofcredit.com/best-bank-account-bonuses/","kind":"directory","checked_at":"2026-08-04"},{"source":"Doctor of Credit offer detail","url":"https://www.doctorofcredit.com/il-mi-mo-wi-cibc-us-200-checking-bonus-in-branch-only/","kind":"directory","checked_at":"2026-08-04"},{"source":"Bank or credit-union offer path","url":"https://us.cibc.com/en/personal/checking.html","kind":"provider","checked_at":"2026-08-04"}]},"parent":null,"coverage":null,"web_url":"/benefits/bank-bonus-cibc-us-200-il-mi-mo-fl-ca-and-wi","taxonomy":{"version":"1.0","url":"/api/v1/taxonomy"}}