{"id":"bank-bonus-california-coast-credit-union-150-ca-direct-deposit-not-required","name":"California Coast Credit Union Up to $200 New-Member Offer — CA","provider":"California Coast Credit Union","entitlement_type":"bank-account-bonus","entitlement_type_label":"Bank account bonus","entitlement_type_context":{"definition":"Cash or another reward offered for opening, funding, or using an eligible bank or credit-union account.","domain":"financial-rewards","archetype":"conditional-offer","agent_instruction":"Disclose deposit, direct-deposit, balance, transaction, residency, fee, account-opening, and deadline requirements."},"summary":"New eligible members can stack a $100 account-opening bonus, a $50 debit-card bonus, and a $50 referral bonus for up to $200 with promo code RESET.","benefit":{"description":"Up to $200 in new-member, debit-card, and referral bonuses","estimated_value_usd":200},"discovery":{"focus":"redeemable-value","has_estimated_dollar_value":true},"access":{"relationships":["Eligible new California Coast Credit Union member"],"requirements":"Open eligible checking with promo code RESET. For $100, enroll in eStatements, keep at least $50 in checking, and establish direct deposit, online/mobile banking, or bill pay within 60 days. For another $50, make 10 debit-card purchases per month for three months or 30 within 90 days. Earn the final $50 by completing one eligible new-member referral.","activation":"Open through the eligible offer path and complete every published requirement before its deadline.","cost_basis":"requires-deposit","cost_basis_label":"Deposit or balance activity required","cost_basis_context":{"classification":"conditional-funding","definition":"The benefit requires opening, funding, maintaining, or using an account through deposits, direct deposit, balances, or qualifying transactions. Deposited principal is not necessarily a fee, but funds may be tied up and account charges may apply.","agent_instruction":"Disclose opening deposit, direct deposit, balance duration, transaction activity, account fees, closure rules, tax treatment, and deadline.","variation_patterns":null,"does_not_mean":null},"fees":"A $5 membership fee may apply. Free Checking has a $1.50 monthly fee waived with eStatements or qualifying direct deposit; Extra Value Checking costs $3.75 monthly after the first two months.","personalized":false,"regions":["US","California"],"expires":null},"status":"verified","last_checked":"2026-09-01","verification":{"checked_at":"2026-09-01T15:57:47.411Z","outcome":"confirmed-exact","evidence_quality":"provider","checked_url":"https://www.calcoastcu.org/200"},"verification_readiness":{"status":"audit-confirmed-exact","latest_outcome":"confirmed-exact","latest_checked_at":"2026-09-01T15:57:47.411Z","interpretation":"The latest official-source audit confirmed every normalized term it tested."},"claim_url":"https://www.calcoastcu.org/200/","action_url":"https://andrewsfreebies.com/go/entitlement/bank-bonus-california-coast-credit-union-150-ca-direct-deposit-not-required?from=api","official_action":{"allowed":true,"status":"ready","reason":"The latest official-source audit confirmed every normalized term it tested."},"source_url":"https://www.calcoastcu.org/200/","source":{"primary_url":"https://www.calcoastcu.org/200/","evidence":[{"source":"Official bank or credit-union offer terms","url":"https://www.calcoastcu.org/200/","kind":"provider","checked_at":"2026-08-25"}]},"parent":null,"coverage":null,"web_url":"/benefits/bank-bonus-california-coast-credit-union-150-ca-direct-deposit-not-required","taxonomy":{"version":"1.0","url":"/api/v1/taxonomy"}}