{"id":"bank-bonus-byline-bank-450-checking-il-and-wi","name":"Byline Bank $450 Checking – IL & WI","provider":"Byline Bank","entitlement_type":"bank-account-bonus","entitlement_type_label":"Bank account bonus","entitlement_type_context":{"definition":"Cash or another reward offered for opening, funding, or using an eligible bank or credit-union account.","domain":"financial-rewards","archetype":"conditional-offer","agent_instruction":"Disclose deposit, direct-deposit, balance, transaction, residency, fee, account-opening, and deadline requirements."},"summary":"Does mention a mailer but doesn’t say you need to have received one. Read our full post Soft pull Unknown if credit card funding is possible Direct deposit of $1,000+ required","benefit":{"description":"Byline Bank $450 Checking – IL & WI","estimated_value_usd":450},"discovery":{"focus":"redeemable-value","has_estimated_dollar_value":true},"access":{"relationships":["Eligible new banking customer"],"requirements":"Does mention a mailer but doesn’t say you need to have received one. Read our full post Soft pull Unknown if credit card funding is possible Direct deposit of $1,000+ required","activation":"Open through the eligible offer path and complete every published requirement before its deadline.","cost_basis":"requires-deposit","cost_basis_label":"Deposit or balance activity required","cost_basis_context":{"classification":"conditional-funding","definition":"The benefit requires opening, funding, maintaining, or using an account through deposits, direct deposit, balances, or qualifying transactions. Deposited principal is not necessarily a fee, but funds may be tied up and account charges may apply.","agent_instruction":"Disclose opening deposit, direct deposit, balance duration, transaction activity, account fees, closure rules, tax treatment, and deadline.","variation_patterns":null,"does_not_mean":null},"fees":"Account fees and waiver conditions vary; confirm the official fee schedule.","personalized":false,"regions":["US","Region-specific"],"expires":null},"status":"source-found","last_checked":"2026-09-01","verification":{"checked_at":"2026-09-01T15:57:47.411Z","outcome":"confirmed-exact","evidence_quality":"provider","checked_url":"https://welcome.bylinebank.com/simple-checking"},"verification_readiness":{"status":"audit-confirmed-exact","latest_outcome":"confirmed-exact","latest_checked_at":"2026-09-01T15:57:47.411Z","interpretation":"The latest official-source audit confirmed every normalized term it tested."},"claim_url":"https://welcome.bylinebank.com/simple-checking/","action_url":"https://andrewsfreebies.com/go/entitlement/bank-bonus-byline-bank-450-checking-il-and-wi?from=api","official_action":{"allowed":true,"status":"ready","reason":"The latest official-source audit confirmed every normalized term it tested."},"source_url":"https://welcome.bylinebank.com/simple-checking/","source":{"primary_url":"https://welcome.bylinebank.com/simple-checking/","evidence":[{"source":"Official bank or credit-union offer terms","url":"https://welcome.bylinebank.com/simple-checking/","kind":"provider","checked_at":"2026-08-25T15:11:31.090Z"},{"source":"Doctor of Credit — bank bonuses","url":"https://www.doctorofcredit.com/best-bank-account-bonuses/","kind":"directory","checked_at":"2026-08-04"},{"source":"Doctor of Credit offer detail","url":"https://www.doctorofcredit.com/il-wi-only-byline-bank-450-checking-bonus/","kind":"directory","checked_at":"2026-08-04"}]},"parent":null,"coverage":null,"web_url":"/benefits/bank-bonus-byline-bank-450-checking-il-and-wi","taxonomy":{"version":"1.0","url":"/api/v1/taxonomy"}}