{"id":"bank-bonus-bank-of-america-400-2-500","name":"Bank of America $400–$750 Business Checking Offer","provider":"Bank of America","entitlement_type":"bank-account-bonus","entitlement_type_label":"Bank account bonus","entitlement_type_context":{"definition":"Cash or another reward offered for opening, funding, or using an eligible bank or credit-union account.","domain":"financial-rewards","archetype":"conditional-offer","agent_instruction":"Disclose deposit, direct-deposit, balance, transaction, residency, fee, account-opening, and deadline requirements."},"summary":"New eligible Business Advantage Banking customers can earn $400 or $750 based on new-money deposits and maintained balances.","benefit":{"description":"$400 or $750 business checking cash bonus","estimated_value_usd":750},"discovery":{"focus":"redeemable-value","has_estimated_dollar_value":true},"access":{"relationships":["Eligible new Bank of America Business Advantage Banking customer"],"requirements":"Open through the offer page by December 31, 2026, deposit $5,000 or $15,000 in new money within 30 days, and maintain the applicable daily balance from day 31 through day 90 to earn $400 or $750.","activation":"Open through the eligible offer path and complete every published requirement before its deadline.","cost_basis":"requires-deposit","cost_basis_label":"Deposit or balance activity required","cost_basis_context":{"classification":"conditional-funding","definition":"The benefit requires opening, funding, maintaining, or using an account through deposits, direct deposit, balances, or qualifying transactions. Deposited principal is not necessarily a fee, but funds may be tied up and account charges may apply.","agent_instruction":"Disclose opening deposit, direct deposit, balance duration, transaction activity, account fees, closure rules, tax treatment, and deadline.","variation_patterns":null,"does_not_mean":null},"fees":"Account fees and waiver conditions vary; confirm the official fee schedule.","personalized":false,"regions":["US"],"expires":"2026-12-31"},"status":"verified","last_checked":"2026-09-01","verification":{"checked_at":"2026-09-01T15:26:11.134Z","outcome":"confirmed-exact","evidence_quality":"provider","checked_url":"https://promotions.bankofamerica.com/smallbusiness/biz2toffer"},"verification_readiness":{"status":"audit-confirmed-exact","latest_outcome":"confirmed-exact","latest_checked_at":"2026-09-01T15:26:11.134Z","interpretation":"The latest official-source audit confirmed every normalized term it tested."},"claim_url":"https://promotions.bankofamerica.com/smallbusiness/biz2toffer","action_url":"https://andrewsfreebies.com/go/entitlement/bank-bonus-bank-of-america-400-2-500?from=api","official_action":{"allowed":true,"status":"ready","reason":"The latest official-source audit confirmed every normalized term it tested."},"source_url":"https://promotions.bankofamerica.com/smallbusiness/biz2toffer","source":{"primary_url":"https://promotions.bankofamerica.com/smallbusiness/biz2toffer","evidence":[{"source":"Official bank or credit-union offer terms","url":"https://promotions.bankofamerica.com/smallbusiness/biz2toffer","kind":"provider","checked_at":"2026-08-25"}]},"parent":null,"coverage":null,"web_url":"/benefits/bank-bonus-bank-of-america-400-2-500","taxonomy":{"version":"1.0","url":"/api/v1/taxonomy"}}