{"id":"bank-bonus-american-express-business-checking-30-000-points","name":"American Express Business Checking 30,000 Points","provider":"American Express Business Checking","entitlement_type":"bank-account-bonus","entitlement_type_label":"Bank account bonus","entitlement_type_context":{"definition":"Cash or another reward offered for opening, funding, or using an eligible bank or credit-union account.","domain":"financial-rewards","archetype":"conditional-offer","agent_instruction":"Disclose deposit, direct-deposit, balance, transaction, residency, fee, account-opening, and deadline requirements."},"summary":"Requires $5,000 in deposits for 60 days and also 10 transactions. Fairly simple bonus to do a nice bonus (though it was once higher at 60k). Read our full post Soft pull","benefit":{"description":"American Express Business Checking 30,000 Points","estimated_value_usd":null},"discovery":{"focus":"redeemable-value","has_estimated_dollar_value":false},"access":{"relationships":["Eligible new business banking customer"],"requirements":"Requires $5,000 in deposits for 60 days and also 10 transactions. Fairly simple bonus to do a nice bonus (though it was once higher at 60k). Read our full post Soft pull","activation":"Open through the eligible offer path and complete every published requirement before its deadline.","cost_basis":"requires-deposit","cost_basis_label":"Deposit or balance activity required","cost_basis_context":{"classification":"conditional-funding","definition":"The benefit requires opening, funding, maintaining, or using an account through deposits, direct deposit, balances, or qualifying transactions. Deposited principal is not necessarily a fee, but funds may be tied up and account charges may apply.","agent_instruction":"Disclose opening deposit, direct deposit, balance duration, transaction activity, account fees, closure rules, tax treatment, and deadline.","variation_patterns":null,"does_not_mean":null},"fees":"Account fees and waiver conditions vary; confirm the official fee schedule.","personalized":false,"regions":["US"],"expires":null},"status":"directory-listed","last_checked":"2026-08-04","claim_url":"https://www.americanexpress.com/en-us/business/checking/","source_url":"https://www.doctorofcredit.com/american-express-business-checking-20000-membership-rewards-points-bonus-1-10-apy-earn-points-with-debit-card-spend/","source":{"primary_url":"https://www.doctorofcredit.com/american-express-business-checking-20000-membership-rewards-points-bonus-1-10-apy-earn-points-with-debit-card-spend/","evidence":[{"source":"Doctor of Credit — bank bonuses","url":"https://www.doctorofcredit.com/best-bank-account-bonuses/","kind":"directory","checked_at":"2026-08-04"},{"source":"Doctor of Credit offer detail","url":"https://www.doctorofcredit.com/american-express-business-checking-20000-membership-rewards-points-bonus-1-10-apy-earn-points-with-debit-card-spend/","kind":"directory","checked_at":"2026-08-04"},{"source":"Bank or credit-union offer path","url":"https://www.americanexpress.com/en-us/business/checking/","kind":"provider","checked_at":"2026-08-04"}]},"parent":null,"coverage":null,"web_url":"/benefits/bank-bonus-american-express-business-checking-30-000-points","taxonomy":{"version":"1.0","url":"/api/v1/taxonomy"}}